**Role Summary** As the VP, AML Officer for the Raymond James Bank and Trust businesses, you will oversee and execute an anti-money laundering framework aligned to the enterprise strategy and designed to protect client trust, financial integrity, and regulatory compliance. Additionally, this role oversees AML governance and operations functions for Bank & Trust. This role demands strategic leadership, regulatory expertise, and a hands-on approach to risk identification and mitigation, especially tailored to banking and fiduciary service operations. You will serve as a trusted advisor to senior leadership, acting as both guardian and guide in a high-stakes financial environment. **Key Responsibilities** + Lead development and execution of the AML compliance program for Raymond James Bank & Trust in alignment to enterprise standards + Ensure adherence to BSA/AML laws, FinCEN guidelines, and FFIEC examination requirements + Collaborate with Risk, Legal, and other business partners to embed AML controls across the business unit + Manage AML audits and examinations from federal and state regulators (e.g., OCC, FDIC, state banking authorities) + Serve as the escalation point for complex cases involving trust structures, high-net-worth individuals, and cross-border transactions + Implement training programs for trust officers, bankers, and onboarding teams on AML risks and mitigation + Contribute to enterprise-wide AML risk assessments, particularly with insights specific to fiduciary relationships and bank products + Foster a high-performing team culture by promoting employee morale, encouraging professional development, recognizing achievements, and ensuring staff feel supported and empowered in their roles + Other responsibilities as assigned **Knowledge, Skills & Abilities (KSAs)** **Knowledge** + In-depth knowledge of AML/CFT regulations including CIP, CDD/EDD, and FinCen Rule 504 + Specialized understanding of trust structures, private client services, and fiduciary risks + Strong operational knowledge of onboarding workflows, KYC systems, and CIU performance metrics **Skills** + Ability to lead cross-functional operational teams + Excellent C-suite and Board communication and presentation skills + Excellent communication and stakeholder engagement skills + Competency in regulatory response preparation and governance reporting **Abilities** + Strong strategic thinking paired with execution discipline + Adept at managing regulatory change in onboarding and customer due diligence frameworks + Ability to foster a culture of ownership, control effectiveness, and high performance + Capable of leading teams through transformation initiatives and technology adoption + Capable of prioritizing multiple priorities and ensuring effective and timely resolution/execution of each