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Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
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USA Job Function Description: We are seeking a highly motivated and skilled individual to join the CFO organization of our Corporate & Investment Banking (CIB) division in the US. The day-to-day activity of the ACPM team is heavily focused on decision making at origination and close interaction with the front office teams. The candidate will be supporting the business approval process based on risk adjusted returns, Risk Weighted Assets (RWA) utilization and expected client performance, to ensure alignment with the business decision making process to optimize the Return on Capital and value to shareholders. The work will not be limited to the approval process but will also involve ad-hoc analysis of the portfolio and market environment with the objective to optimize pricing and profitability for the overall division. The ideal candidate should possess financial expertise, understanding of the banking industry and products, attention to details and strong analytical skills.
Essential Functions/Responsibility Statements:
Transactions ex-ante profitability estimation.
Portfolio management – correlation / concentration, preventive management.
Strengthen Decision-making: Collaborate with senior management to enhance the decision-making process by providing comprehensive analysis and insights into regulatory capital implications for corporate and investment banking activities.
Relationship Management: Cultivate strong relationships with internal stakeholders, including senior management, risk management teams, finance, and compliance departments, while maintaining effective communication and collaboration across regions and functions.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education: Bachelor's Degree or equivalent work experience within the corporate and investment banking industry
Work Experience: 3-5 years ; Experience as an analyst or equivalent experience within the corporate and investment banking industry
Skills and Abilities:
Knowledge of financial instruments, valuation, risk management, and regulatory frameworks, including Basel III guidelines, Dodd-Frank Act, and relevant U.S. and European banking regulations.
Excellent analytical and problem-solving skills, with the ability to interpret, analyze, and communicate complex data and reports effectively to support decision-making processes.
Effective communication and interpersonal skills to engage and collaborate with stakeholders across various departments, regions, and regulatory bodies.
Strong organizational skills, attention to detail, and ability to manage multiple priorities in a fast-paced and dynamic environment.
Solid Microsoft Office (Word, Excel, Outlook and PowerPoint) skills
Knowledge and understanding of banking industry: products, services, operational policies, and procedures
EEO Statements: At Santander, we value and respect differences in our workforces. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.
Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay RangeMinimum:
$54,375.00 USDMaximum:
$92,500.00 USDBenefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.