The Senior Underwriting Analyst is responsible for reviews the insurance application, decides whether to accept the risk, and determines the premium rate under the condition of accepting the risk.

Position Responsibilities:

Responsible for the underwriting within the scope of authorityResponsible for insurance business underwriting and risk data analysisBe responsible for risk assessment and selection of the security and underwriting parts within the scope of authorizationWork under general guidelines, provide technical advice for the business personnel or customers about the underwriting issuesBe responsible for implementing the company's risk management policies and underwriting rulesAct as coach/mentor to less experienced team members, or coordinates tasks for team and check on work quality and progressMake resource deployment recommendations to ensure work continuity and efficiencyBe flexible to follow HK calendar and take OT to maintain a smooth deliveryother work assigned by the superior

Required Qualifications:

Bachelor’s degree or above, major in medical/nursing or insurance is preferredBasic English reading and writing skills, obtained CET-4 English certificate or above3+ years relevant working experience in insurance, LOMA 280&290 or other related certificates are preferredFamiliar with underwriting process and rules in life insurance businessKnowledgeable in basic Microsoft applications such as Word and Excel Familiar with insurance theory knowledge and claims professional knowledge is preferredGood understanding of how own and related teams coordinate their efforts and resources to achieve the objectives of underwriting areaSound knowledge of medical science, technology and terminology and their impact on mortality. Sound knowledge of financial and other non-medical underwriting factors. Basic knowledge of product pricing

Preferred Qualifications:

Commitment to handling private and confidential information with a high degree of professionalismGood attendanceUnder strong pressure can also seriously complete the deliveryCustomer oriented, with a strong sense of service and team spiritStrong sense of risk control and complianceGeneral knowledge of referral areas. Like organizational, communication and interpersonal skills, analytical skills, ability to define, research and resolve problemsFast and sustainable learning capability

When you join our team:

We’ll empower you to learn and grow the career you want.

We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.

As part of our global team, we’ll support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact recruitment@manulife.com.

Working Arrangement

Hybrid