The Underwriting Analyst handles underwriting processes and ensures quality, fairness, and timely processing of all lines of new business insurance applications. **Position Responsibilities:** + Check for completion of documents submitted + Sort and match requirements for underwriting + Classify occupation, assess the build, family history, financial, residential/geographical risk, and medical information. + Order requirements to assess risk, i.e. Medical Examination, APS, blood test + Document the above information in CAS underwriting notes. + Conduct AML checks and when result is positive to liaise with NB’s AML Officer or Chief Underwriter + Discuss complex cases with more senior underwriter or medical consultant + Underwrite medical and complex cases, including ECI and HIB within the approval authority + Underwrite medical and complex cases, including ECI and HIB referred by more junior underwriters + Underwrite medical and complex cases, including ECI and HIB, beyond the approval authority with the proposed underwriting decision to be approved by the Team Leader or underwriter with higher authority limit or the Chief Underwriter + Possess basic knowledge of all insurance plans, riders, policy provisions and company policies. + For sub-standard cases, provide the loading and generate rated proposal and letter. Update NB Tracking System and inform distributors on the underwriting decision through Inotify mail. + Prepare declined, postponed/deferred letter to include the refund check, if applicable + Report impairments to the Medical Information Bureau (MIB) + Handling of inquiry cases. Check completeness of submitted documents, conduct alpha search and consolidate total risks, Assess cases and forward notice requirement to agents thru email. When payment is made for cases with final decision, information will be encoded in CAS (NB Admin) and case will be issued. + Ensure all pending cases are properly filed on daily basis. **Required Qualifications:** + Graduate of Bachelor's Degree in either Social Science/Sociology, Medical Science, Nursing or its equivalent + at least 2 years underwriting experience + Achieving at least 90% agreement rating from a self audit case review at the end of that period **Preferred Qualifications:** + Strong Leadership Skills with experience in supervising a team + Strength of character to provide recommendations or communicate issues + Ability to effectively collaborate with the team and other departments + Preferably with LOMA, AALU, FALU certifications **_When you join our team:_** + We’ll empower you to learn and grow the career you want. + We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. + As part of our global team, we’ll support you in shaping the future you want to see. **Acerca de Manulife y John Hancock** Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com . **Manulife es un empleador que ofrece igualdad de oportunidades** En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente. Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a recruitment@manulife.com . **Modalidades de Trabajo** Híbrido