Job Title: Medical Underwriter - Level 3

Job Description

We are seeking a detail-oriented Medical Underwriter to join our team. The ideal candidate will be responsible for underwriting new business according to set guidelines and determining the eligibility of groups for health insurance. This role requires a strong understanding of medical terminology and the ability to evaluate medical risks effectively.

ResponsibilitiesUnderwrite new business according to parameter guidelines and determine group eligibility for health insurance.Review Medical Load Reports and evaluate medical risks.Analyze Participation Worksheets and Group Eligibility documents.Compare Current Carrier Bills and Renewal Rates against census data and generated rates.Conduct phone calls with employers and contact individual applicants for additional health information or clarification.Send out final new business rates and run alternate quotes approved by the rate committee.Review Health Renewals and renewal tools, making appropriate rate increase recommendations.Document renewal actions and underwriting details in renewal spreadsheets.Create synopses of claim referrals and IDC complaints for finalization by Level 4.Essential SkillsProficiency in underwriting and understanding medical terminology.Experience with Microsoft Office and underwriting software.Minimum 3 years' experience in the insurance industry, including 1-2 years' experience in group and individual medical underwriting.High School Diploma required.Additional Skills & QualificationsExperience with medical database underwriting.Background in small group underwriting highly preferred.Experience with Gradient underwriting software preferred but not required.Candidates with previous career changes aiming to return to the industry are encouraged.Work Environment

This position operates in a hybrid work environment, requiring 3 days in the office and 2 days remote (Monday through Friday). The role reports to the L3 and L4 Underwriter Supervisor.

Pay and Benefits

The pay range for this position is $60000.00 - $80000.00/yr.

Blue Cross Blue Shield
Allied’s benefit package includes health, dental, vision, life, and disability insurance coverage for full time employees
11 paid holidays. Accumulate 5 hours of PTO per paycheck

Workplace Type

This is a hybrid position in Overland Park,KS.

Application Deadline

This position is anticipated to close on Jul 31, 2025.

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\n\nAbout Aston Carter:\n

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

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The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

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If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

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