St. Louis, MO, 63112, USA
3 days ago
Treasury Risk Analyst
About Working at Commerce Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk. Compensation Range Annual Salary: $91,000.00 - $121,000.00 (Amount based on relevant experience, skills, and competencies.) About This Job This position is in the Commerce Corporate Treasury Department. Treasury is responsible for the management of the balance sheet in terms of interest rate risk, liquidity, and capital. Treasury also produces the Company’s net interest income projection as well as key profitability measures. Treasury reports to the Company’s CFO. Essential Functions + Assist with producing the Company’s net interest income (NII) forecast + Serve as a backup for the Liquidity and Capital Planning Manager as needed + Utilize Qualitative Risk Management (QRM) forecasting software to produce the Company’s net interest income (NII) forecast + Help produce assumptions used in the forecast – how new business is priced and where new dollars go. + Support preparation of reports for liquidity and capital + Prepare data to be used in QRM and analyze how data impacts other Treasury functions + Prepare reports for the Treasurer including net interest income (NII) reports + Support profitability by helping with internal funds transfer pricing and/or economic capital allocations + Perform other duties as assigned Knowledge, Skills & Abilities Required + Intermediate understanding of a bank balance sheet, income forecasting and cash flows in relation to bank products + Intermediate understanding of QRM + Intermediate understanding of market rates and how they impact income + Intermediate understanding of accounting and finance + Intermediate understanding of databases + Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities + Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills + Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values + Intermediate level proficiency with Microsoft Word, Excel, Access, Teams and Outlook Education & Experience + Bachelor’s degree in Finance or Accounting or equivalent combination of education and experience required + 3+ years’ banking related experience required + 3+ years’ experience in a Finance or Treasury role preferred **Level of role is determined by knowledge, experience, skills, abilities, and education. ***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Treasury Risk Analyst II or Senior level job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $91,000 to $121,000 annually. #LI-Hybrid The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here (https://careers.commercebank.com/us/en/benefits) to learn more. Location: 8000 Forsyth Blvd, Clayton, Missouri 63105 Time Type: Full time Commerce Bank has been awarded numerous awards for our company culture. We have been included on distinguished lists such as Forbes’ Best Midsized Employers, Forbes’ Best Employers for Women, and Korn Ferry’s Engaged Performance Award. You’ll see the difference for yourself when you join the team. Why Commerce? (https://www.commercebank.com/careers/about-commerce) Inclusion at Commerce How to Join Our Team (https://www.commercebank.com/careers/how-to-join-our-team) Want to be notified of positions that fit your preferences? Follow these easy steps: + Create a Candidate Account at the top of the page by selecting "Sign In" upper right corner + Sign-up up for Job Alerts + We’ll contact you about positions that match your skills and interests Equal Opportunity Employer Commerce Bank is proud to be an Equal Employment Opportunity employer and believes that every individual should have the opportunity to work at a job for which he, she or they qualifies. We celebrate diversity and do not discriminate based on race, color, ancestry, ethnicity, gender identity, gender expression, sex, sexual orientation, disability (including physical or mental handicap), age, veteran status, military status, national origin, religion, pregnancy status, marital status, genetic information, or any other status protected by applicable federal, state or local law.
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