Treasury Product Associate - Global Payment Solutions Product Risk Execution Associate Charlotte, North Carolina;New York, New York; Chicago, Illinois **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/Charlotte/Treasury-Product-Associate---Global-Payment-Solutions-Product-Risk-Execution-Associate\_25035760) **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for generating ideas on best practices for new products and assisting in the review of product development requirements. Key responsibilities include providing advice to Sales teams on product related questions, providing ongoing problem resolution to global subsidiaries concerned with bank accounts, credit requirements, and associated bank systems, and monitoring bank performance and service levels in conjunction with operational support areas. Job expectations include assisting in solution opportunities for strategic clients in Global Transaction Services. **Responsibilities:** + Supports end to end risk management across Global Payment Solutions (GPS), with a focus on Risk across the Global Payments team (Payments, Receipts, Card, Trade, Banknotes and Liquidity.) + Represents GPS product organization in key initiatives, including fraud risk monitoring / strategy, economic sanctions monitoring, risk evaluation of new product development, and law, rule, reg changes applicable to products. + Coordinates and influences across various control partners such as Business Controls, COO, Global Banking Risk, Financial Crimes Compliance, Global Compliance and Operational Risk (GCOR), and other non- LOB partners on GPS risk matters + Manages regular routines with Global Product including Executives, Product Managers & Other Partners to identify, track and review current open issues (SIIs, CEs, etc.), watch items, upcoming regulations & new product initiatives pipeline. + Supports regulatory implementation projects and ensure regulatory requirements are clearly understood. Escalates issues or conflicts in legal and regulatory requirements as appropriate. + Supports Sales and Product teams on Sanctions, Fraud, AML risk related issues including co-ordination and follow-up with Economic Sanctions compliance and Ops teams + Leads, organizes, and maintains relevant risk related data on Global Payment Systems in which the Bank participates + Assists in monitoring of key risk indicators across GPS products, including key control metrics, operational losses, client related complaints, and issues management (SII, RII, CEs) **Qualifications:** + 1-2 years of experience in payments/transaction services and risk management + 2 years product management or product development experience + Ability to work in a demanding, fast-paced global environment, with flexibility towards rapid change + Ability to leverage cross-functional, globally disbursed, teams to prioritize, plan and execute, while retaining the agility to adapt to changing priorities + Ability to wade through details and complexity, yet return high-level simplicity for senior management, and ultimately recommend workable solutions + Ability to Drive alignment via strong and efficient facilitation and presentation capability, synthesizing multiple inputs into a cohesive approach + Ability and desire to think creatively to deliver business results both independently and as part of a team **Desired skills:** + Transaction Banking/Cash Management/Trade Finance Risk experience within a large, global financial institution + Executing large scale projects across cross functional partners + Proficiency in standard office tools, data analytics tools a plus + Undergraduate degree or equivalent work experience **Skills:** + Analytical Thinking + Critical Thinking + Product Design and Development + Product Management + Written Communications + Oral Communications + Presentation Skills + Project Management + Strategy Planning and Development + Agile Practices + Business Analytics + Market Analysis + Process Management + Research Analysis **Minimum Education Requirement:** Bachelors Degree or equivalent work experience For internal employees; participation in a work from home posture does not make you ineligible to post. **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) . View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.