General Summary: What business need does this position exist to fill?
This position involves all aspects of the total loss process. Starting with the notification of the total loss claim, cancelation of ancillary products, filing Gap with the correct service provider, and ensuring completion after receiving insurance check. Specialists work with insurance adjusters in gathering all the necessary information pertaining to the claim and documents. Specialists will work with third parties to obtain updates or changes to insurance claims. All processes should be completed in a timely manner to quickly and efficiently move the customer through the total loss process.
Essential Job Functions: What will be required in the role?
Communicate with various insurance carriers, gap providers and ancillary product services on statuses of claims, via phone, portal, and email
Navigate third party total loss portals by entering claims, uploading required documents, checking for updates and providing any necessary communication with third parties to ensure accurate and efficient completion of the total loss process
Gather and review documents for accounts in order to cancel ancillary products manually and systematically
File GAP in a timely manner with the correct GAP provider
Conduct phone and email conversations with ancillary product servicers to facilitate proper processing
Partner with internal titles team and Carvana’s title team to provide title processing timelines to insurance carriers
Assist other departments with inquires or escalations related to the total loss process
Document and route accounts to total loss queues as accounts move through the total loss process
Complete tasks on assigned accounts in a timely manner to prevent account aging in a total loss process
Utilize approved databases, tools, and websites to assist in the overall total process
Perform other related duties as assigned
Knowledge, Skills and Abilities (KSAs): What KSAs are required to perform this job?
Clear, concise and professional written and oral communications and interpersonal skillsProficient typing skillsStrong time management and organizational skills, and ability to maintain a consistent and positive demeanor in a fast-paced work environmentResearch state specifics title release requirementsAbility to prioritize and multi-task to ensure the achievement of assigned performance objectives.Ability to effectively apply professional acumen and communication skills to favorably resolve issues escalated from internal and external customers.Ability to drive departmental compliance with FDCPA requirementsKnowledge of collection policies/procedures including skip tracing and the Fair Debt Collection Practices Act (FDCPA), and local state repossession lawSelf-motivated with strong decision-making capabilities; ability to be a self-starterAbility to work in an accurate, detail-oriented, and highly productive mannerWork Experience/Education: Minimum education and/or experience requirements necessary to perform this job
High School Diploma, GED, or equivalent certificationExperience with Microsoft Office such as Excel, Outlook and Word2+ years of experience in financial services, insurance and/or claimsAssociate degree or bachelor’s degree in business or related field may be used as a proxy for experiencePhysical Requirements: The physical demands for this job
The Physical demands described within are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Must be able to remain in a stationary position at least 75% of the timeOccasionally move about inside the office to access file cabinets, office machinery, etc.Requires visual acuity and manual dexterity to constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and printerFrequently communicate with internal and external representatives. Must be able to exchange accurate information in these situations.This position could require moving objects up to 20 poundsThis job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities and activities may change or new ones may be assigned at any time with or without notice.