LPSC - Bucharest, Romania
22 days ago
Team Leader Credit Analysis

At Ayvens, progress starts with you.

Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.

Job holder needs to ensure the Ayvens is compliant with all relevant regulations and company policy.

His/Her main responsibilities are:

Leading and managing the team of Credit Analysts and Credit SMEs;Ensuring smooth and high quality workflow in line with productivity goals;Responding to most problematic cases with policy and specialized knowledge;Daily supervision of subordinates with constant quality and issue monitoring followed by regular reporting;Finding and recommending further process improvements with a key emphasis on work quality and productivity.

Impact on the Business:

Ensure the team follows policies and guidelines to minimize risk exposure.Oversee the evaluation of credit applications and ensure accurate risk assessments are made.Ensure constant feedback is gathered to improve process/ quality.Develop and implement strategies for credit portfolio growth and risk mitigation.

Customers / Stakeholders:

Work closely with the Sales, Finance and Collections teams to ensure smooth workflow and decision-making.Align credit processes with broader business goals.Liaise with business area as required and provide advice on the requirements and information as necessary;Assist in production and distribution of relevant productivity reports;Prepare and present credit reports and analyses for senior management.Assist with other project requirements as directed by the management;Respond efficiently to other “ad hoc” requests for assistance from business.Ensure customers receive excellent service while maintaining risk controls.Participate in strategic decision-making related to credit policies, terms, and risk exposure.

Leadership & Teamwork:

Supervise and motivate the team to produce excellent work;Lead and motivate a team in a challenging environment and assist the team in facilitating greater efficiency and timely production of high quality credit analysis;Keeping abreast of developments within the financial regulatory environment and proactively educate the team on the same;Work in tandem with the country teams as well as with SMEs to ensure overall high quality profiles emanating from the team and address quality issues to meet the established performance standards;Provide timely and effective feedback on performance to the team on job objectives and mentor team members to achieve the expected performance standards;Plan for effective utilization of resources and exhibit complete ownership of the business;Facilitate continuous improvement of work flow, customer service, personnel development through various initiatives like process reengineering, training, sharing best practices etc. in conjunction with peers and line management.

As a member of our team, you will benefit from:

• 25 days of annual leave;
• 1 sick day/year;
• half a day off your birthday and 1 day off starting with the second year in the company;
• Private healthcare at Sanador;
• Monthly budget in Benefit Platform;
• Opportunities and trainings for ongoing professional growth and career advancement;
• Hybrid work setup - 2 days/week in the office.

Why Ayvens?  

With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We’re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.

*ALD Automotive | LeasePlan are rebranding to Ayvens across all 42 countries by 2025.

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