Structurer, Real Estate Structured Finance London, United Kingdom **Job Description:** **Job Title: Structurer,** **Real Estate Structured Finance** **Corporate Title: Analyst or Associate** **Location: London** **Company Overview:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Location Overview:** Our London office is based just a stone’s throw from the magnificent St. Paul’s Cathedral on bustling King Edward Street. Here you’ll find modern workspaces and a state-of-the-art auditorium space. In addition, we’re proud to host an onsite restaurant that shares our commitment to sustainability by providing delicious seasonal menus which have been created with the planet in mind. Make sure to take time for yourself and head up to our rooftop terrace and take in the spectacular views across London. Finally, your physical wellness is well-catered for with our onsite gym facilities and medical centre. **The Team:** + EMEA Mortgages is part of Global Mortgages, itself a product within Global Markets. The Real Estate Structure Finance (RESF) team within EMEA Mortgages, while a “trading desk” is private side with a hybrid banking / Fixed Income Currency & Commodities (FICC) lens that is focused on originating and structuring loans backed by commercial real estate assets across a range of asset types. The team acts as principal in respect of these loans with a view to distributing risk in the securities and loan market + BofA’s RESF team is a top-ranked real estate lending and securitisation platform.We have won numerous awards, including Global Capital’s CRE and CMBS Bank of the Year multiple times, Real Estate Capital’s “Bank Lender of the Year” as well as “Syndication House of the Year”, IFR Awards “EMEA Structured Finance House of the Year” plus numerous single transaction awards + The EMEA Mortgages origination desk is complemented by (i) the EMEA mortgages analytics (ii) sales and (iii) secondary trading platforms (the last two being public side) + The origination strategy is focused on cross collaboration with Global Corporate & Investment Banking, targeting key global relationship clients of the Bank **Role Description:** We have an exciting opportunity for a motivated individual to join BofA’s market leading Real Estate Structured Finance (RESF) team, responsible for the origination, structuring, execution and distribution of facilities secured on a range of commercial real estate assets across Europe. As an analyst/associate, you will be responsible for supporting the team in all aspects of deal origination, closing and distribution. You will participate in market leading transactions and to gain exposure to a broad range of market participants in the European real estate debt market including top tier borrowers and end accounts. **Responsibilities:** + Reviewing and assessing new financing opportunities + Undertaking market research and detailed financial modelling and analysis + Preparing credit materials for deal screening and final approvals + Supporting the team in closing transactions and undertaking due diligence including site visits, real estate due diligence, legal, tax and structuring + Supporting distribution process via loan syndication and/or CMBS including directly engaging with debt investors **What we are looking for:** + Motivated individual with meticulous attention to detail, diligence and conscientiousness + Broad skillset including proficiency in financial analysis / modelling + Excellent interpersonal communication skills, both verbal and written + Team player looking for an opportunity to grow + Experience in real estate or real estate finance, preferably gained within a bank or private equity firm **Benefits of working at Bank of America:** **UK** + Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner + Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons + 20 days of back-up childcare including virtual tutoring and 20 days of back-up adult care per annum + The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc + Use of a flex fund to use towards benefits + Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services + Ability to donate to charities of your choice directly through payroll and the bank will match your contribution + Opportunity to access our Arts & Culture corporate membership programme and receive discounted entry to some of the UK and Ireland’s most iconic cultural institutions + Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local area **Bank of America** Good conduct and sound judgment is crucial to our long term success. It’s important that all employees in the organisation understand the expected standards of conduct and how we manage conduct risk. Individual accountability and an ownership mind-set are the cornerstones of our Code of Conduct and are at the heart of managing risk well. We are an equal opportunities employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience. We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements. Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) . View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. To view Bank of America’s Drug-free Workplace and Alcohol Policy, CLICK HERE . Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.