USA
26 days ago
Staff Software Engineer – Backend (Payments & Commerce)
About Us

We’re a mission-driven fintech company reimagining the future of commerce infrastructure. Our next-gen platform supports embedded finance, real-time payments, and intelligent merchant tooling at scale.

About the Role

As a Staff Backend Engineer, you’ll be at the forefront of building scalable, fault-tolerant infrastructure for mission-critical payment systems. You’ll own backend architecture decisions and work across teams to power core functionality—from money movement to compliance to fraud detection.

What You’ll Do

Design and implement backend services for payment acquisition, routing, risk evaluation, settlement, ledgering, and reconciliation.

Build distributed systems that meet 5 9s reliability, low-latency, and high-throughput requirements.

Collaborate with partners (banks, PSPs, card networks) to integrate payment rails and protocols.

Lead backend-focused architectural reviews and make strategic technical decisions for scalability and maintainability.

Partner with frontend, data, and infra teams to ensure end-to-end system integrity.

Set engineering standards and mentor backend engineers across the organization.

Who You Are

8+ years of backend engineering experience with modern languages (Go, Java, Kotlin, Rust, etc.).

2+ years in a Staff+ role at a high-scale tech or fintech company.

Deep knowledge of payments infrastructure (e.g., tokenization, card networks, ISO 8583, PCI).

Strong background in event-driven systems, data consistency models, and system reliability.

Ability to reason through complex distributed systems and make pragmatic trade-offs.

Nice to Have

Experience with ISO, PayFac systems, or network tokenization.

Familiarity with KYC/AML, risk scoring, or financial compliance tooling.

Contributions to backend or payments open source projects.

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