Take the next step toward your new career today! Become a part of the diverse and inclusive team within our nationally recognized award-winning Bank that is one of the strongest in the nation. Woodforest National Bank is privately owned, and our Employee Stock Ownership Plan is the largest shareholder. We focus on building relationships and discovering opportunities to better serve our communities and understand the financial needs of every customer we serve. At Woodforest we care and prove it by volunteering with local charities and foodbanks to give back to the communities we serve. By joining Woodforest you will become a part of one of the largest employee-owned banks in the country! The Senior Credit Administrator is responsible for providing analytical and subject matter expertise for the management of various lending support functions such as Loan Policy, Allowance for Loan Losses, Credit Risk Assessment, Lending Concentrations and Troubled Debt Restructure and communicating results to examiners, auditors, regulators and senior Bank management. Key Responsibilities: · Analyzes lending activity and trends in loan and policy exceptions; prepares, interprets and presents reports regarding risk to the Credit Committee. · Conducts analysis to identify and monitor, troubled debt restructures. · Identifies and maintains loans subject to impairment classification and calculates individual loan impairment reserves. · Maintains Bank’s allowance for loan loss methodology applying accounting and regulatory standards and produces quarterly ALLL Narrative report with analysis and impact of key external market forces and internal credit metrics and trends on potential portfolio losses. · Manages lending business line concentrations and prepares and presents analysis for changes in capital and portfolio targets to the Credit Committee. · Ownership of all Loan Policies (General, Commercial, Consumer, Real Estate). Identifies policy changes based on industry best practices and regulatory, product and underwriting changes. Submits for Board approval. Assists lending staff with loan policy questions, application and interpretations. · Manages departmental records on historical trends and audit recommendations. Competencies Required · Strong knowledge of lending related rules, regulations, accounting guidelines and the associated support systems that implement and conform lending data to expected standards. · Solid understanding of regulatory lending exam requirements and expectations. · Self-starter who uses time effectively and efficiently meeting required deadlines. · Strong analytical and reporting skills with good attention to detail and concern for data accuracy. · Solid technology abilities, including advanced knowledge of Microsoft Excel and database applications. · Excellent presentation and communication skills, including technical writing abilities. Minimum Qualifications/Experience · 7-9 years credit or lending experience in the banking or financial services industry. Formal Education & Certification · Bachelor’s degree in Finance, Accounting or Business Administration; or an equivalent amount of related experience. Work Status · Full-Time Supervisory Responsibility · None. Travel · 0% - Negligible amount of travel expected. Working Conditions · Conditions involve lifting no more than ten pounds, sitting most of the time, but may involve walking, moving, or standing for brief periods, and occasionally lifting and carrying articles like files, ledgers, folders, etc. Disclaimer: This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Nothing herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Woodforest is an Equal Opportunity Employer, including Disability and Veterans. **Job:** **Lending* **Organization:** **Texas - Houston* **Title:** *Sr. Credit Administrator* **Location:** *Texas-Houston* **Requisition ID:** *069512*