At T-Mobile, we invest in YOU!  Our Total Rewards Package ensures that employees get the same big love we give our customers.  All team members receive a competitive base salary and compensation package - this is Total Rewards. Employees enjoy multiple wealth-building opportunities through our annual stock grant, employee stock purchase plan, 401(k), and access to free, year-round money coaches. That’s how we’re UNSTOPPABLE for our employees!

T-Mobile is seeking a strategic and results-driven Senior Manager of Credit Risk Management to lead supplier relationship management initiatives supporting our Credit, Fraud, Payments and Collections operations. This critical role is responsible for overseeing third-party vendor relationships that enable our fraud detection and credit decisioning capabilities. The ideal candidate will bring a strong blend of vendor management expertise, cross-functional collaboration, and a deep understanding of risk mitigation strategies.

As a key leader within the organization, you will be responsible for identifying, onboarding, and managing external vendors who deliver essential services and technologies. You will ensure vendors meet operational expectations for performance, compliance, and innovation—partnering closely with Procurement, Legal, Risk, and Technology teams to align vendor capabilities with broader enterprise goals. Your efforts will directly contribute to the strength, adaptability, and scalability of T-Mobile’s credit risk infrastructure.

Job Responsibilities:

Own the end-to-end relationship with key third-party vendors, including vendor selection, onboarding, performance monitoring, and renewal/termination strategies in alignment with business objectives.Develops strategies that align with organizational goals, ensuring solutions are secure, compliant, cost-effective, and aligned with T-Mobile’s credit and fraud mitigation goals.Act as a liaison between internal teams—such as Credit Strategy, Fraud Operations, Compliance, Technology, and Legal—and external partners to ensure seamless solution integration and timely delivery of capabilities.Effectively manage team by providing direction, developmental feedback, coaching, and the necessary tools to ensure success. This includes conducting performance reviews, career development planning, and assigning responsibilities with increasing levels of accountability.

Education and Work Experience:

Bachelor's Degree Finance, Business Administration, Technology or related degree (Required)7-10 years Experience in developing and negotiating complex agreements with Credit & Fraud suppliers, including key program specifications and objectives (FICO, Experian, TransUnion, LexisNexus, Equifax) (Required).Analytics - Strong analytical skills to assess procurement metrics and performance, facilitating data-driven decision making. (Required)Financial Analysis - Ability to perform financial analysis to evaluate vendor proposals and the overall cost-effectiveness of procurement activities. (Required).

Knowledge, Skills and Abilities:

Strategic Planning - Ability to develop and implement procurement strategies that align with the organization's overall business goals. (Required)Leadership - Strong leadership skills to guide and develop a team of procurement professionals, fostering a high-performance culture. (Required)Problem Solving  - Capability to identify and resolve complex issues within the procurement process to ensure operational continuity and efficiency. (Required)Negotiations  - Proficient in negotiation to achieve optimal contract terms and cost savings while maintaining quality and service standards (Required).Vendor Management - Expertise in managing and negotiating with vendors to secure favorable terms and maintain supply chain efficiency. (Required).Communication - Excellent communication skills to effectively interact with internal and external stakeholders and lead executive-level presentations. (Required).

#LI-Corporate

At least 18 years of ageLegally authorized to work in the United States
Travel:
Travel Required (Yes/No): No

DOT Regulated:
DOT Regulated Position (Yes/No): No
Safety Sensitive Position (Yes/No): No

Base Pay Range: $142,900 - $257,800

Corporate Bonus Target: 20%

The pay range above is the general base pay range for a successful candidate in the role. The successful candidate’s actual pay will be based on various factors, such as work location, qualifications, and experience, so the actual starting pay will vary within this range.

At T-Mobile, employees in regular, non-temporary roles are eligible for an annual bonus or periodic sales incentive or bonus, based on their role. Most Corporate employees are eligible for a year-end bonus based on company and/or individual performance and which is set at a percentage of the employee’s eligible earnings in the prior year. Certain positions in Customer Care are eligible for monthly bonuses based on individual and/or team performance. To find the pay range for this role based on hiring location, https://paylookup.t-mobile.com/paylookup?reqID=REQ324580&paradox=1

At T-Mobile, our benefits exemplify the spirit of One Team, Together! A big part of how we care for one another is working to ensure our benefits evolve to meet the needs of our team members. Full and part-time employees have access to the same benefits when eligible. We cover all of the bases, offering medical, dental and vision insurance, a flexible spending account, 401(k), employee stock grants, employee stock purchase plan, paid time off and up to 12 paid holidays - which total about 4 weeks for new full-time employees and about 2.5 weeks for new part-time employees annually - paid parental and family leave, family building benefits, back-up care, enhanced family support, childcare subsidy, tuition assistance, college coaching, short- and long-term disability, voluntary AD&D coverage, voluntary accident coverage, voluntary life insurance, voluntary disability insurance, and voluntary long-term care insurance. We don't stop there - eligible employees can also receive mobile service & home internet discounts, pet insurance, and access to commuter and transit programs! To learn about T-Mobile’s amazing benefits, check out www.t-mobilebenefits.com.

Never stop growing!
As part of the T-Mobile team, you know the Un-carrier doesn’t have a corporate ladder–it’s more like a jungle gym of possibilities! We love helping our employees grow in their careers, because it’s that shared drive to aim high that drives our business and our culture forward. By applying for this career opportunity, you’re living our values while investing in your career growth–and we applaud it. You’re unstoppable!

T-Mobile USA, Inc. is an Equal Opportunity Employer. All decisions concerning the employment relationship will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other status or characteristic protected by federal, state, or local law. Discrimination, retaliation or harassment based upon any of these factors is wholly inconsistent with how we do business and will not be tolerated.

Talent comes in all forms at the Un-carrier. If you are an individual with a disability and need reasonable accommodation at any point in the application or interview process, please let us know by emailing ApplicantAccommodation@t-mobile.com or calling 1-844-873-9500. Please note, this contact channel is not a means to apply for or inquire about a position and we are unable to respond to non-accommodation related requests.