**Essential Duties and Responsibilities** + Oversees preparation and approval of Loan Reviews for certain Corporate Loans + Recommends risk rating upgrades and downgrades of Corporate Loans + Manages the Loan Review tracking process, exceptions, etc. including overseeing set-up on loan system. + Oversees the Annual Financial Review process including suggestions to enhance process. + Manages process of documentation follow-up, financial statement receipt, including set-up on loan system + Assists in gathering data/preparing for Loan Loss Reserve Committee meetings and Board meetings + Works on enhancements to Corporate Loan Grade model. + Gathers data/analyze components for loan loss reserve levels. + Oversees transition to electronic imaging of credit/collateral files. + Works closely with Credit Risk Executive and Corporate Banking Executive to administer all aspects of existing credit portfolio. + Interacts with Senior Management, Audit, Loan Review, other internal departments and bank regulators as needed. + May have management/supervisory responsibilities for incoming credit analysts and/or portfolio managers. + Performs other duties and responsibilities as assigned. **Knowledge, Skills, and Abilities** **Knowledge of** + Advanced concepts, practices and procedures of credit analysis. + Advanced concepts in corporate and commercial real estate. + Residential and retail lending underwriting. + Principles of banking and finance. + Processing operations and network architecture. + Underwriting guidelines. + Federal and State lending laws. **Skill in** + Analytical problem solving sufficient to guide associates in major analysis function and structuring credits. + Direction and enforcement including credit quality and underwriting. + Preparing management reports. + Interpreting and applying policies and procedures. + Identifying trends and implementing appropriate corrective action. + Reading, interpreting, analyzing and applying information from credit reports. + Researching, interpreting and analyzing complex financial statements. + Preparing complex financial position and credit worthiness reports. + Structuring, negotiating and closing loan transactions. + Maintaining and monitoring loan documentation to ensure compliance with loan terms. + Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines. + Preparing and delivering oral and written presentations. + Performing due diligence. + Operating standard office equipment and using required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases. **Ability to** + Plan strategically sufficient to administer the department, oversee the budgeting process and provide guidance and oversight to credit policy issues. + Exercise sound decision-making, good judgment and communicate effectively, both orally and in writing, with all organizational levels, including senior management. + Partner with other functional areas to accomplish objectives. + Lead meetings and contribute to team efforts by ensuring all relevant information is included in the outcomes. + Establish and maintain effective working relationships at all levels of the organization, including negotiation resources. + Perform human resource management activities. + Plan, assign, monitor, review, evaluate and lead the work of others. + Manage relationships with clients. + Provide coaching, mentoring and technical training to others. + Incite enthusiasm and influence, motivate and persuade others to achieve desired outcomes. + Identify training needs and develop subordinates. + Work independently, make non-routine decisions and resolve complex problems. + Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities and deadlines in a fast-paced work environment with frequent interruptions.