Saint Petersburg, FL, 33747, USA
6 days ago
Senior Corporate Banking Credit Associate - CRE
**Essential Duties and Responsibilities** + Assists with the development, structure, negotiation and closing of CRE transactions secured by high quality assets throughout the United States. + Oversees a dedicated portfolio of assigned CRE loans, monitoring loan grading and credit quality on regular basis + Researches and analyzes financial statements, interprets findings, and prepares various reports for senior management and credit. + Prepares detailed Cash Flow projections at both the REIT and project level utilizing Excel and third-party modeling software (i.e., Argus). + Performs demand analysis and market research to evaluate new loan transaction opportunities, utilizing third party diligence tools, etc. + Prepares and delivers written and oral presentations relating to CRE transactions. + Maintains accurate and organized documentation and monitors compliance with terms of loans and accounts + Prepares report evaluations ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines. + Coaches and mentors new associates within the department. + Joins in deal discussions as is related to potential syndicated and direct loan opportunities. **Knowledge, Skills, and Abilities** **Knowledge of** + Advanced concepts, practices and procedures of CRE credit analysis. + Finance and/or accounting principles, practices and procedures + Federal and State laws. **Skill in** + Preparing complex financial position and credit reports. + Reading, interpreting, analyzing and applying information from credit reports, P&L / BS statements, rent rolls, appraisals, construction. + Researching, interpreting and analyzing complex financial statements. + Structuring, negotiating, underwriting and closing loan transactions. + Generating Cash Flow projection + Maintaining documentation files. + Monitoring compliance on loans and accounts. + Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines. + Preparing and delivering oral and written presentations + Performing market and transaction due diligence. + Operating standard office equipment and using required software applications. + Excel modeling and computation. **Ability to** + Maintain currency in credit analysis policies, procedures and methodologies. + Manage multiple tasks with changing priorities to meet deadlines in a fast-paced environment with frequent interruptions. + Lead the work of others. + Provide coaching, mentoring and technical training to others. + Partner with others to accomplish objectives. + Manage relationships with clients. + Attend to detail while maintaining a big picture orientation. + Interpret and apply policies. + Lead others in providing a high level of customer service + Establish and maintain effective working relationships with others. + Provide support on calls with syndication partners. + Solve complex problems. *****ACAMS not required*****
Por favor confirme su dirección de correo electrónico: Send Email