**About this role:** Wells Fargo is seeking an SBA Portfolio Associate (Commercial Banking Portfolio Associate) to support our Small Business Administration (SBA) line of business. **In this role, you will:** + Focus on underwriting SBA transactions + Assist with financial modeling and projections, credit analysis, and industry or business risk analysis, in support of loan structuring decision making activities for mid-sized companies, large corporations, and real estate developers + Support senior staff in credit underwriting which accounts for all risk factors and providing risk rating recommendations + General responsibilities include working with senior management, relationship managers and credit to originate, monitor and grow SBA relationships + Specifically accountable for credit underwriting and origination, portfolio monitoring, renewals and reviews, coordination of pricing for revenue growth, and relationship profitability + Manages and promotes the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements + Works with clients directly to understand credit needs and represents the bank in developing and maintaining client relationships + Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers + May review and negotiate loan documentation with internal and external counsel, and clients / prospects **Required Qualifications:** + 6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + Knowledge and understanding of SBA, commercial and specialty group banking products and services + Underwriting experience including SBA, commercial or specialty group relationship portfolio credit, including both commercial & industrial and investor real estate opportunities + Knowledge and understanding of rates, credit terms, loan structures, and collateral requirements + Knowledge and understanding of credit policy, loan servicing, risk management, and group underwriting requirements + Experience with financial modeling, including understanding key cash flow drivers and impacts on projected financial performance + Ability to present to decision makers and customers in a professional and confident manner + Ability to perform in depth commercial financial statement analysis + Experience developing and maintaining external and internal partnerships + Excellent verbal, written, and interpersonal communication skills + Bachelor’s degree in accounting, finance, or business **Job Expectations:** + This position is not eligible for Visa sponsorship + This position offers a hybrid work schedule + Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process **Locations:** + 1150 West Washington St., Tempe, AZ 85288 + 600 South 4th St., Minneapolis, MN 55415 **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $68,000.00 - $114,000.00 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 10 Aug 2025 ***** **_Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-479231