Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Within Client Services, the Client Lifecycle Operations Team in Europe is made up of services covering Client Onboarding, Licensing, Risk Lifecycle Management, Card Design and Cobrand. The team provide operational support to clients, entailing specialised knowledge regarding Visa licenses. Our clients are primarily financial institutions and fintechs.

Risk Lifecycle Management supports client onboarding activities ensuring that new clients adhere to fundamental risk management measures to safeguard against fraud and mitigate other risks. The Risk Lifecycle Management team also review clients’ activities upon changes to their Visa Licence.  The Ecosystem Risk Consultant is part of the Risk Lifecycle Management function.

You will be responsible in supporting new client or licence applications, ensuring that clients meet minimum risk controls via the risk assessment process and providing expertise and consultation on the process for new clients where required.

We are looking for someone to who is comfortable assessing payments risk, applying customer centricity and uses a growth mindset to enable strategic direction and performance.

Subject Matter Expertise

Providing subject matter expertise relating to ecosystem risk onboarding applications which may involve extensive consultative support for new clients.Perform risk assessments on client applications seeking issuing and acquiring licenses.Conducting ecosystem risk desktop reviews directly with clients when identified, establishing client’s business practises, risk management capabilities and operations. Identifying areas for improvement/implementation as required to satisfy the Risk Lifecycle Management onboarding process.Maintain regular monitoring of new clients, identifying operational, fraud or dispute concerns and working with relevant stakeholders to resolve

Client Satisfaction and Performance Management

Ensure that all ecosystem risk applications and submissions are reviewed in an efficient manner, with a client focus and with an appropriate control environment. This includes having an audit trail of the review along with management controls ensuring consistency and completeness of the reviews in line with agreed processes. Manage a diverse set of cross functional and managerial stakeholders, across the Visa organisation and within our clients’ organisations.Supporting governance activities with respect to Onboarding & Risk Lifecycle Management, whether it be assessing internal risk controls, contributing to internal committees or supporting regulatory reporting activities.

Continuous Improvement  

Identify operational and strategic opportunities to increase service quality, efficiency or risk management and implement improvements, accordingly, works with leadership teams to effect change. Involvement in transformation projects along with pursuing opportunities for continuous improvement, including working closely with Sales, Risk and key enabling teams across Client Services both regionally and globally.   

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

QualificationsSignificant experience in the payments (or related) industry and strong issuing and acquiring knowledgeAnalytical and experienced in managing riskStrong, influential presence and negotiation skillsExcellent consultative, communication and presentation skillsExcellent problem-solving skillsGood interpersonal skills and the ability to liaise with internal and external stakeholders

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.