Bring your experience, skills, and passion to JPMorgan Chase. As part of Credit Risk Management, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Our culture in Credit Risk Management is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As an Associate within the Credit Risk Management Team, you will play a pivotal role in identifying, assessing, and mitigating risks to ensure we operate within established risk parameters and achieve long-term performance goals for Chase Card Services. We are looking for someone who will bring energy, curiosity, a willingness to learn, and a desire to do the right thing.
This particular position will be responsible for key centralized activities supporting our portfolio risk decision rules including portfolio analytics, business management, support regulatory exams and audits, portfolio risk’s contributions to the Investment Review Forum, and team culture.
Job Responsibilities:
Lead comprehensive analytics to measure and challenge key business initiatives and be able to independently generate solutionsProvide thought leadership and lead initiatives end to end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy-in, and bringing ideas to lifeWork independently and in teams to identify and assess performance trends, utilizing both statistical and data mining tools and quantitative methodologiesConduct root cause analysis to provide clear, actionable recommendations to senior leadership and various stakeholdersPrepare and present detailed risk monitoring reports to senior management and stakeholders, ensuring clear communication of findingsSupport the development and maintenance of the company’s risk management framework, ensuring compliance with regulatory requirementsMonitor internal and external behavioral data along with public information on industry trends, regulatory changes, and credit risk management best practices to continuously improve risk management processes
Required Qualifications, Capabilities, and Skills
A bachelor’s degree or higher in a quantitative discipline (ex: Finance, Statistics, Economics, Mathematics, Operations Research, among others) or 3+ years of analytics experienceAbility to logically structure and execute analyses using strong analytic, interpretive and problem solving skillsAbility to translate complex analysis into practical solutions and create concise presentations with sound business conclusions Possess the drive to succeed, be results oriented, have high attention to detail, and independently make decisionsPrevious experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)
Preferred Qualifications, Capabilities, and Skills
Knowledge of consumer lending business
To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).