As part of Risk Management and Compliance, you are at the center of keeping JPMorgan strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.  Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

 As a Vice President in Commercial and Specialized Industries Credit Risk, you will partner with a cross functional team delivering credit solutions that support a range of needs from working capital and general corporate purposes to acquisition finance and dividend recapitalizations. Additionally, you will work with family owned businesses, financial sponsors and some publicly traded companies. This risk management position supports C&SI’s Houston region which covers companies generally between $20 million and $2 billion in revenues across a wide variety of industries.  Credit executions range from bilateral structures to the syndicated leveraged finance market and institutional investor transactions. Critical to this role is the ability to develop a broad and deep understanding of the business, financial and industry risks faced by clients in the assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation.

 

Job Responsibilities:

Utilize excellent credit analysis and financial modeling skills to underwrite and structure new transactions.Work independently on the assigned credit portfolio.Appropriately assess risks/mitigants, balance risk/reward, diligently manage renewals, amendments, and new transactions.Maintain acceptable credit reporting metrics.Form well-thought-out, independent views and voice your opinion clearly and concisely.Defend your position with partners and senior leadership.Lead complex leveraged finance transactions, including negotiations and legal documentation for bilateral, syndicated, and institutional finance structures.Work proactively and diplomatically with both internal and external contacts to keep transactions moving.Act with a sense of urgency and execution to meet both internal and client deadlines.Partner effectively to develop fulsome client relationships.Be an expert on Structuring and Credit Policy and the “go-to” person for credit by both internal partners and clients.

 

 Required Qualifications, Skills and Capabilities

 

BA/BS/BBA degree is requiredCompletion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and proceduresAt least 5 years’ experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience with leveraged finance transactions.Use communication skills to effectively solve problems.Be a mentor to less experienced team members, embrace change, and participate in various projects or improvement exercises for the benefit of the organization.Demonstrate excellent communication skills both internally and externally.Significant accounting and finance knowledge and superior financial modeling skillsStrong working knowledge of credit agreements and other loan documentation along with solid negotiation skillsDemonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skillsExcellent organizational and project management skills; able to manage competing priorities under tight deadlinesProven ability to collaborate and build strong partnerships.Intellectual curiosity with a proven ability to learn quicklyHigh degree of initiative, self-direction, and ability to work well under pressure