Join JPMorgan Chase and be at the forefront of risk management and compliance. As a key player in our team, you will help shape the future of our business by anticipating risks and solving real-world challenges. Our culture thrives on innovation, challenging norms, and striving for excellence. This role offers a unique opportunity to make a significant impact on our company, customers, and communities.

Job summary:
As a Managing Director, Chief Credit Officer in the Asset and Wealth Management Credit Risk team, you will play a pivotal role in managing risk and supporting the JPM Wealth Management business. You will lead the risk management process, analyze credit risk, and monitor portfolio performance. This position offers a challenging and rewarding opportunity to leverage your expertise and make a significant impact on a dynamic team.

Job responsibilities:

Take ownership of the approval process for new loans, modifications, risk grades, and annual reviews while managing and developing junior Credit Officers and Analysts. Provide recommendations to business partners and senior management during the prescreen, structuring, and approval-to-pitch process. Guide complex structuring and loan negotiation with expert judgment throughout the loan closing and monitoring process. Ensure compliance with the firm's risk management and control policies and lead 3rd line of defense and external regulatory reviews of the portfolio. Utilize credit authority throughout the loan origination and monitoring phases. Monitor industry and economic trends to identify potential risks and elevate issues to Senior Management. Collaborate in periodic portfolio reviews with Senior Management. Oversee ad hoc risk-related projects and workflows. Drive efficiency through automation and embrace new technologies. Communicate with external and internal stakeholders.. Contribute to various AWM and CCB Committees and Forums as a voting member or IRM partner.

Required qualifications, capabilities, and skills:

Master’s or Bachelor’s degree required. 15+ years in a banking or credit role with a track record of exceeding performance expectations. Proven skills in loan structuring, complex finance structures, negotiating, credit analysis, and portfolio management. Advanced knowledge of the high net worth industry and financial markets. Superior understanding of market dynamics and economic drivers. Outstanding professional reputation and integrity. Strong leadership skills and ability to manage and train a team. Strong presentation, business writing, and communication skills.

Preferred qualifications, capabilities, and skills:

Experience with high net worth lending and capital markets. Familiarity with innovative technologies in risk management. Ability to drive strategic initiatives and projects. Experience in regulatory review processes. Active participation in industry forums and committees. Strong analytical and problem-solving skills. Ability to collaborate effectively across teams and functions.