**Overview:** This position manages a portfolio of M&T owned properties to ensure timely resale in an effort to minimize loss to M&T. **Primary Responsibilities:** + Maintain and liquidate a portfolio of M&T owned properties. + Address any and all issues preventing timely liquidation of portfolio properties. + Assign real estate agent upon referral from foreclosure. This may require an interview process and uploading of information into M&T Bank systems. + Establish a working relationship with the agent selling real estate with weekly communication. + Negotiate Cash for Keys using agent, attorney, investor and Mortgage Insurer (MI) according to procedural guidelines. + Open the eviction process and follow up weekly with the attorney. + Stay current on all SCRA laws and any changes or additions to eviction law. + Make arrangements and follow up with the agent on all lock-out arrangements. + Fully understand the personal property posting and property eviction requirements in all states. + If the occupants are cooperative, write up an analysis of listing occupied and submit to management for approval. + Follow the eviction timeline reporting and update all steps in M&T Bank servicing system. + Determine if any repairs are necessary or would substantially increase the value of the property and proceed according to any investor or MI guidelines. + Research and determine a listing price and a Reconciled Asset Value (“RAV”) for each property for management approval + Follow all time lines established by the investors. + Follow all requirements determined by the specific municipality for vacant property registration and code violations. + Follow up with the agents to take care of and avoid all code violations. + Verify that taxes and hazard insurance is in place for each property. + Verify that all properties are listed in the MLS. + Discuss marketing with the agents on a 7 – 10 day basis. + Complete write ups for list reductions and submit for management and/or investor/MI approval. + Review and negotiate all offers on properties. + Engage Support to have the contract on approved offers completed. + Stay engaged with the agent through closing. + Recommend liquidating through an auction house if marketing is unsuccessful. + Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Complete other related duties as assigned. Scope of Responsibilities: This position interacts with internal CAM departments and external third parties, including real estate agents and investors. **Education and Experience Required:** A combined 3 years’ higher education and/or work experience, including a minimum of 1 year relevant work experience. Organized and detail oriented. Strong verbal and written communication skills. Strong customer service skills. Working PC skills including word processing and spreadsheet software. **Education and Experience Preferred:** Bachelor’s degree. Knowledge of M&T Bank systems. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.57 - $30.95 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Getzville, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.