Real Estate Corporate Banking Credit Products Analyst/Associate Dallas, Texas;Chicago, Illinois **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/Dallas/Real-Estate-Corporate-Banking-Credit-Products-Analyst-Associate\_25026191-2) **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** The Real Estate Corporate Banking Credit Products Analyst / Associate plays a key role in underwriting, portfolio monitoring, and performance reporting for loans and other credit risk exposure to large corporate real estate clients including public REITs, global real estate fund sponsors, and public homebuilders. The RECB Analyst / Associate works alongside Credit Officers and product partners from Corporate and Investment Banking, Loan Syndications, Risk, Treasury Management, Traded Products, Legal, and others with a focus on bilateral and syndicated unsecured REIT credit facilities, as well as subscription line financing for select institutional real estate asset managers. The Analyst / Associate works closely with the Credit Product Officers to drive the underwriting and credit approval process for new originations and renewals of multiple product types (trading, loan, treasury), and bears increasing responsibility for the completion of portfolio monitoring routines. Active participation in transactions is expected with expanding understanding of deal structures and documentation issues. Opportunities to provide coaching and direction of new Analysts will grow with experience and Associates may be assigned primary responsibility on a limited number of accounts with senior officer oversight. **Responsibilities:** + Analyzing financial statements (primarily public company), capital structures, commercial real estate assets / portfolios and deal structures to produce documents in support of company specific and portfolio level decisions on a timely basis + Proficient use of internal tools and systems in support of new deals, portfolio monitoring, performance reporting and data integrity requirements + Solid understanding of capital and client profitability concepts, including modeling credit and relationship returns in support of risk / return considerations + Comprehension of fundamental legal and underwriting concepts as they relate to deal structures **Required Skills:** + 1+ years of commercial / corporate banking credit related experience for the Analyst. 3+ years of commercial / corporate banking credit related experience for the Associate + Must have proficient Microsoft Office Suite skills **Desired Skills:** + Undergraduate degree in finance, accounting, economics, or similar preferred + Demonstrated commitment and personal responsibility + Strong communication skills + Ability to manage multiple tasks at a time + A strong desire to grow and develop + Team-oriented attitude **Skills:** + Analytical Thinking + Credit and Risk Assessment + Written Communications + Attention to Detail + Oral Communications + Policies, Procedures, and Guidelines + Underwriting + Customer and Client Focus + Legal Structures and Legal Forms + Loan Structuring + Prioritization **Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the "Know your Rights" poster, CLICK HERE (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) . View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.