**M&T Realty Capital Corporation** is a wholly-owned subsidiary of M&T Bank. As a full-service mortgage banking company, we specialize in providing competitive financing nationwide for commercial real estate. **Overview:** Works directly with M&T Realty Capital Corporation's (M&T RCC) Producers and customers to help identify ideal execution for financing needs. Works with Producers to _screen_ transactions for Multifamily Permanent Mortgage Agency Loans through Fannie Mae DUS, Freddie Mac Seller/Servicer Programs (Optigo), or other programs (i.e. Life Company or Conduit Loans) that best meet the customer's needs and/or financing objectives. Gathers all necessary information to generate a preliminary loan sizing/quote package that is in conformance with both M&T RCC's risk appetite, as well as respective Agency guidelines. Identifies credit risks for each transaction and obtains approvals for any waivers that may be required. **Primary Responsibilities:** + Provide entry level analytical support on a wide variety of assignments including market research, review of property operating statements, cash flow modeling, property valuation, sponsor credit review, and preparation of loan sizing packages that have identified the overall risk assessment of the transaction, as well as providing supportable mitigates to minimize any risk identified + Assist Senior Members of the team with all aspects of the loan screening process + Review Fannie Mae and Freddie Mac (Optigo) guidelines to ensure each transaction is Agency compliant. Keep up-to-date with all changes to Agency Guidelines as they are released; For Life Company support - must follow designated guidelines for programs. + Interact closely and professionally with Producers on each of their transactions and other team members within our Company. Work directly with Agency Representatives (Fannie Mae or Freddie Mac (Optigo), if necessary, to get deal quoted + Review quotes provided by the Agency's and confirm if there is any impact on deal/deal structure. + Attend all necessary training opportunities to stay current with new Products offered by each Agency. For Life Company executions - similar responsibilities as noted for Agency, but for the LifeCo platform **Scope of Responsibilities:** **Education and Experience Required:** Bachelor's Degree and a minimum of 1 year related experience, or in lieu of a degree, a combined minimum of 5 years' higher education and/or work experience, including a minimum of 1 year related experience Degree in Business Administration, Finance or Economics Familiarity with MS Office (Excel, Word and PowerPoint, Argus) Good interpersonal and collaborative skills Good verbal and written communication skills Detail oriented, particularly with numbers Good organizational skills with the ability to multi-task and compile/review information in a timely and organized manner Ability to function independently or with some direction from Manager Good analytical and risk evaluation skills with demonstrated ability to prepare concise and accurate well-supported analyses for decision making Ability to work accurately and efficiently and proactively identify issues that may impact a transaction Ability to problem solve and work with a strong sense of urgency to meet challenging deadlines Flexibility to take on new or additional assignments and adapt to changes in the current processes or environment to meet changing needs **Why Choose MTRCC:** We are 1 of 5 US-based lenders offering Fannie Mae, Freddie Mac, FHA, bridge loans, life company, debt funds and other capital source relationships Our parent company, M&T Bank, is one of the largest commercial real estate lenders in the United States. We leverage the power of our balance sheet and other financial services to provide a wide array of resources to fit our clients’ needs. Approved Fannie Mae DUS® and Freddie Mac Optigo® lender since 1989 One of the nation’s leading firms providing FHA-insured multifamily mortgages and an approved MAP lender with 30+ years of experience We offer a competitive Multifamily Bridge Loan Program aimed at providing customers with shorter-term financing solutions as a bridge to closing on an agency or life company execution Our long-standing relationships with numerous life insurance company investors gives us flexibility during the term of a loan M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $23.04 - $38.40 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. **Location:** Baltimore, Maryland, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.