**Job Summary** Digital Core - PO/BA Collections At least 5 years of proven experience in IT delivery projects for large financial institutions. This role demands project/program management skills (backlog control interaction with stakeholders belonging to heterogeneous areas: IT OPS Business product back-office) with accent in the ownership: the candidate must understand when to direct and when to act getting actively involved in activities such as functional definition QA testing among others. **Responsibilities** + Functional skills + Collections & Recoveries functional track is a plus. + General knowledge of core banking systems is mandatory as well as deep understanding on credit products behaviour lyfe-cycle etc. + General understanding of cloud architectures (ideally on AWS) + English (fluence writing reading speaking) + Based on Spain Cognizant is an equal opportunity employer that embraces diversity, champions equity and values inclusion. We are dedicated to nurturing a community where everyone feels heard, accepted and welcome. Your application and candidacy will not be considered based on race, color, sex, religion, creed, sexual orientation, gender identity, national origin, disability, genetic information, pregnancy, veteran status or any other protected characteristic as outlined by federal, state or local laws.