**Job Description:** 🔹 Job Summary: We are seeking an experienced Product Owner to drive the transformation of annuity administration systems as part of a strategic modernization initiative. This role requires a deep understanding of annuity product lifecycles, strong collaboration with cross-functional teams, and the ability to understand and interpret SQL/PLSQL-based system behavior to ensure accurate requirement translation and delivery. The ideal candidate is business-savvy, technically literate, and comfortable leading agile teams through platform modernization efforts. 🔹 Key Responsibilities: 🔸 Product Ownership & Backlog Management Own and manage the product backlog for annuity system modernization workstreams Define, prioritize, and refine epics, features, and user stories in collaboration with business and IT stakeholders Ensure user stories are well-articulated with clear acceptance criteria and business context Serve as the voice of the customer and subject matter expert for annuity operations 🔸 Technical Collaboration Collaborate with development and QA teams to ensure functional alignment and story readiness Understand SQL/PLSQL logic within the legacy system to help validate business rules and support requirement clarity Participate in solution design sessions, sprint planning, and backlog grooming Review queries and data outputs to validate business logic and assist in debugging 🔸 Domain-Specific Responsibilities Represent annuity-specific business processes such as: Policy onboarding Contract maintenance and rider management Interest crediting, annuitization, and withdrawals Commission processing and agency management Regulatory and compliance rules (e.g., RMDs, 72(t)) Work with stakeholders from product, operations, actuarial, compliance, and distribution 🔹 Required Skills & Qualifications: 8+ years of experience as a Product Owner, Business Analyst, or similar role in the annuity or retirement products domain Strong understanding of annuity product types: Fixed, Variable, Indexed, and their associated riders Ability to read and interpret SQL/PLSQL logic to understand backend rules and data behaviors Hands-on experience working in Agile/Scrum environments Proven track record of delivering complex system changes with cross-functional collaboration 🔹 Soft Skills: Strong communicator with ability to translate between business and technical language Detail-oriented and organized with a focus on delivering business value Confident in leading discussions, driving clarity, and making trade-off decisions **Location:** This position can be based in any of the following locations: Gurgaon **Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday** Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com .