Bangalore, Karnataka, India
5 days ago
Product Engineer

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be.

HSBC is one of the largest banking and financial services organizations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.

We are currently seeking an experienced professional to join our team in the role of Product Engineer

Principal responsibilities

Product manager roles and responsibilities in payments receivables product, Omni Collect solution Digital merchant services.Lead product design and product launch related to GPS products, Omni Collect Digital merchant services.Come up with the product differentiators for selling solution to clients, work with sales, relationship / GPS teams to gather market feedback.Explore partnerships with external payment providers, platforms, schemes as well as internal teams like WPB, Markets to create end to end solutions for clients etc.Designing and setting up operational processesTax Compliance: Structuring tax treatment- GST, reverse charge mechanism and TDS handling for scheme and APM related invoicing, which involves complex domestic tax regulationsPartner Onboarding and Governance: Coordinating with schemes and key domestic payment partners like BillDesk for onboarding, contracts and operational integration.Supporting financial accounting, pricing, and billing setup specific to merchant acquiringDeliver and collaborate for product deployments related to GPS products, Omni Digital merchant services.Drive key programs, initiatives run within GPS, always adhering on time to market deadlines.Support commercialization of GPS solutions across existing and next generation suite of products.Pilot Client Onboarding and Support: Working directly with early clients during the pilot phase to manage onboarding, pricing discussions, issue resolution and merchant-specific operational and integration requirementsCollaborate with GPS partners across IT, Operations, GPS markets other stakeholders to delivery end-to-end solution for clients.Collaborate with GPS Coverage teams to deliver desired business outcomes.Support product governance and risk management activities, third party related assessment, product analytics monitoring (chargeback ratio, refunds etc), exception approvals (credit risk), regulatory reporting, merchant-specific pricing decisions, and client-specific issue resolution

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