Product – Trade & Working Capital Transaction Banking Specialist

Country: Spain

Trade and Working Capital Solutions is one of the growth engines of Santander Corporate & Investment Banking (SCIB), delivering tailored solutions that address risk mitigation, liquidity, and off-balance sheet financing. Within this area, Documentary Trade focuses on structuring Bank Guarantees and Letters of Credit to support clients’ strategic and operational goals.

These products help bridge trust gaps between counterparties, provide instant liquidity, extend payment terms, ensure requirements of regulatory and commercial obligations, or improve competitiveness by unlocking supplier finance opportunities. Our role is not just about product delivery – it’s about executing complex transactions across jurisdictions, legal systems, currencies, and counterparties with speed, security, and strategic insight.

SCIB serves top-tier corporate clients across multiple geographies and sectors, relying on us to solve critical challenges in their natural course of business.

We are seeking a high-potential individual with a global mindset, a passion for international trade flows and a creative, solutions-oriented approach. If you are eager to work at the intersection of real economy and structured finance, - and want to be part of a franchise that is growing, transforming and leading Global Transaction Banking - this is your opportunity!

What will you do?

Develop the Documentary Trade franchise by creating solutions for clients involving SBLC, Bank Guarantees and Letters of Credit in both bilateral and syndicated formats.Engage regularly with clients, Local Trade Product teams, Trade Sales, and Global Relationship Managers.Originate transactions in close coordination with local Trade teams and lead the structuring and execution of such transactions. Perform detailed due diligence of the underlying transactions and proactively identify enhancements to the structures.Manage internal workflows and conversations with key internal stakeholders — including Risk, Legal, Middle Office, and Compliance — ensuring timely and robust execution. This includes preparing high-quality content and documentation for the internal admission and approval process.Develop specialized product expertise, gaining client trust and positioning yourself as a solution-driven advisor.Contribute to product development by identifying new solutions and market trends to enrich our offering, manage the structuring and internal approvals as required.Support the commercial positioning of the franchise, collaborating with Relationship Managers and Trade Sales to build the pipeline, articulate value to clients, and co-lead strategic pitches.Work closely with other SCIB teams (Structured Trade, Coverage, Syndications, etc.) to develop and deliver integrated, cross-product solutions. Active management of these internal stakeholders is key to the success of our strategy.

Experience

Minimum 4 years of relevant professional experience in Documentary Trade Finance, whether at a Bank, Insurance Company, Export Credit, Trade Lobby or related Agency. Experience in law firms or accounting consultancy firms will also be considered if related to Documentary Trade business.  Working knowledge of UCP 600, ISBP 98, etc and SWIFT highly valued.

Education

Bachelor’s degree in economics, Business Administration, Finance – a Dual academic background (e.g. Law, Engineering) will be positively valued.MBA (undertaking or finalized) is a plus.Additional certifications related to Trade Finance, Structured Finance, or Risk (e.g., ICC Academy, CFA, or similar) will be taken into consideration.

Skills and Knowledge

Proficient in spoken and written English and SpanishProficient in Microsoft Office tools (Excel and Power Point)Structured thinker with excellent communication and presentation skillsTeam player with a proactive attitude, creativity, and the ability to work under tight timelinesStrong problem-solving skills and ability to take ownership and drive processes forwardComfortable managing multiple stakeholders across regions and functionsInterest in innovation and digital trends shaping the future of Trade FinanceAwareness of regulatory, capital, and compliance considerations in cross-border transactions

Other information

The role requires occasional international travel.

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