The Portfolio Manager will work as a member of the commercial banking team. They will be assigned to work directly with key Commercial Bankers within the primary markets covered by WesBanco. Individuals will be responsible for Commercial Real Estate (“CRE”) and/or Commercial & Industrial (“C&I”) relationships.
Essential Function
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
Practices the standards of the Bank’s Mission, Vision, and Pledge. Prepares and coordinates Line of Credit annual renewals. Prepares and coordinates annual relationship review. Assists with clean-up and resolution of loan exceptions. Maintains direct client contact to collect financial and other information, and manage portfolio. Monitors construction loans and advances in conjunction with Secured Credit Administration (CRE). Analyzes commercial construction draw packages submitted by commercial lending production areas for completion and accuracy and recommend approval or denial of requested draw amount. Specifically: Receives, reviews and balances commercial construction draw documentation (budgets, inspection reports, title updates and lien wavers, etc). Reviews all documentation and disbursements to ensure all funds have been disbursed properly. Orders project inspections and title updates and reviews both for compliance. Interfaces with customer on issues as they arise. Monitors borrowing base certificates / AR aging’s and Line of Credit advances in conjunction with Secured Credit Administration (C&I). Assists in research on clients and prospects using market and industry research provided by outside vendors. Attends problem loan meetings as a resource to the Commercial Banker. Utilizes the market scorecard to address the Bank’s performance in each state in which it operates. Performs other duties as assigned.