Support the development and execution of client profitability methodologies and strategies, directly influencing our growth and client relationships, while thriving in a dynamic environment with ample opportunities for career development and advancement. Join a team that values collaboration, innovation, and continuous improvement, where your ideas are heard and valued. The Financial Planning & Analysis (FP&A) team is at the forefront of our financial strategy, supporting the budgeting, forecasting, and financial analysis processes, including projecting earnings and capital over both short- and long-term horizons and adapting to varying economic scenarios. Payments is a global leader in providing cash management, liquidity, escrow, and commercial card solutions, empowering clients worldwide to manage their cash and working capital, facilitate payments, and enhance operational efficiency. With over 135,000 corporations, financial institutions, governments, and municipalities entrusting their business to J.P. Morgan, we are committed to delivering exceptional service and innovative solutions.

As an Associate in Client Profitability Planning and Analysis, you will be a key contributor passionate about driving solutions in Financial Planning & Analysis. You will collaborate with cross-functional teams, including Sales, Finance, and Business Management, to support the development and implementation of client profitability models that align with our business objectives. Your insights will be pivotal in shaping our pricing decisions and impacting client relationships. Positioned at the intersection of Product and Client segments, you will contribute to shaping the overall Payments Strategy.

Job responsibilities:

Assist in designing and implementing a fair and transparent profitability framework for Payments clients in collaboration with stakeholdersConduct monthly reconciliations of client profitability results, perform variance analysis, and prepare financial reporting deliverablesStay informed about industry trends and best practices, applying this knowledge to enhance our frameworkParticipate in one-off and repeatable analyses as required by senior management and support various projects related to client profitabilityConduct "deep dive" analyses on key issues impacting client profitability to determine root cause and propose solutionsServe as a liaison between FP&A, lines of business, and other support teams to ensure timely, accurate, and effective delivery of initiativesAble to summarize potentially complex problems and questions into key arguments to facilitate discussion and demystify processes/approaches for wider audiences

Required qualifications, capabilities and skills

Bachelor's Degree in Accounting, Finance, Economics, or related field3+ years of relevant FP&A experienceStrong technical and analytical skills, including Excel and PowerPointWorking understanding of revenue and expenses. Familiarity with allocation rules and principles e.g. fixed/variable determinationStrong quantitative, analytical, and problem-solving skills with a proven track record of execution against deliverablesExcellent oral and written communication and relationship management skills. Ability to present complex matters to senior management and stakeholdersStrong team-building and communication skills. Detail-oriented and able to multi-task in a fast-paced environment with frequently changing priorities and to meet deadlines under pressureSelf-starter who is driven to excel in all aspects of their role and seeks to break the status-quo and initiate improvements where necessary

Preferred qualifications, capabilities and skills

Financial services experienceFamiliarity with tools like Cognos, Alteryx, and TableauKnowledge on capital allocations