Are you ready to be at the forefront of digital payment innovation? Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast-paced environment, where your contributions will be valued and your skills will be honed.

As a Payment Lifecycle Specialist III within Payments Operations, you will play a crucial role in the smooth transfer of funds between various parties. Working under regular supervision, you will help maintain our reputation for excellent service and secure financial transactions. Your responsibilities will include payment processing across various products, such as the transfer of funds between financial institutions, cardholders, merchants, corporate and retail clients, and the reconciliation of purchase and sales options, futures, or securities. This may involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and invoicing or cash management activities.

Job responsibilitiesExecute high-volume payment processing tasks, including validating global currency fund transfers to ensure accurate and timely transactions, following established procedures.Process payments for cash, trade, merchant, or commercial card transactions as well as customer accounts and verification, performing basic research, reviewing sanctions, fraud, fund controls, and client investigation.Identify, resolve, or escalate procedural issues, operational errors, or potential fraudulent threats that may arise during payments processing and help prevent financial and reputational damage to the institution.Collaborate with cross-functional and cross-locational teams and clients, maintaining productive relationships to drive mutually beneficial outcomes in line with team objectives.Utilize automation technologies to streamline payment operations, enhancing efficiency and accuracy, and contribute to process optimization efforts by identifying inefficiencies in current processes and proposing solutions.Contribute to the development and implementation of anti-fraud strategies to detect and prevent fraudulent transactions.Informally coach new or less experienced teammates or check routine, non-complex tasks as needed.Monitor production queues for EFTS job stream processing, prepare general ledger entries for daily EFTS sub-proof, ensure EFTS endpoint files meet deadlines, verify accuracy of destination files, and ensure proper file settlement with internal and external agencies like the Federal Reserve Bank and EPN.Monitor the receipt, control, processing and accounting of all receive and origination files to/from Federal Reserve Bank and EPN to ensure all internal and external departmental, and NACHA (National Automated Clearing House Association) deadlines are met. Will be supporting the US Payments during the US Cut off hours, hence will be working in a complete US shift.Required qualifications, capabilities, and skillsBasic or intermediate knowledge of global payment processing operations or similar operations, including understanding of standard operating procedures and customer-specific instructions.Skilled in effective execution and task management, with strong time management abilities to ensure timely and accurate completion of work while adhering to established policies and procedures.Proven ability in decision making and problem solving, utilizing critical and analytical thinking to ensure accuracy and effective solutions in moderately complex situations.Ability to collaborate with stakeholders and cross-functional teams to solve problems, influence outcomes, and drive continuous improvement initiatives in payment processing.Basic or intermediate computer, software, and technical skills, including alpha/numeric data entry and typing skills.Basic understanding of cybersecurity controls and anti-fraud strategies to assist in identifying and addressing potential threats to protect information and systems.Experience and a working knowledge of various aspects of International Payment Processing Operations. Knowledge of MS Access, Excel, PowerPoint, and WordPreferred qualifications, capabilities, and skillsKnowledge of ISO or Swift message processing or management.Demonstrated ability to apply automation technologies to streamline operational processes.Experience in identifying and addressing cybersecurity threats and applying anti-fraud strategies, with a focus on protecting information and systems.Knowledge of ACH & international payment conventions & practices is preferable. Experience in a back office operations of a reputed foreign bank or it's processing arm/private sector bank/public sector bank would be beneficial.