MORTGAGE UNDERWRITER Our Company At FirstBank PR, we strive to be a trusted advisor to our clients and our employees are the ones that ensure we deliver on our promise of excellence in personalized customer service. Our more than 3,100 employees in Puerto Rico, the Virgin Islands and Florida share a passion for excellent customer service. We are proud of our team because they are continuously surpassing our client’s expectations. Do you have a passion for helping customers, building relationships, and delivering extraordinary, personalized customer service? If your answer is yes, FirstBank is the number one place for you. A Brief Overview The Mortgage Loans Underwriter approves or denies mortgage loans according to the lending authorized. Ensures that all loans comply with the investor’s requirements to sell them in the secondary market. Accountable for adhering to the Bank’s BSA, AML and Office of Foreign Asset Control (OFCA) applicable policies. Employee must follow specific unit procedures developed in compliance with the policies. Employee is also responsible for reporting any suspicious activity and/or transactions in accordance with the Bank’s processes and comply with any mandatory BSA, AML and OFAC training assigned. What You’ll Need to Succeed + Approves or denies mortgage loans according to the established guidelines. + Mortgage’s credit policy, and the investor’s requirements. + Presents cases to the loans committee, when necessary. + Writes Credit Approval Memoranda to present to the credit committee. + Answers the auditor and Quality Assurance Department’s reports. + Assists the Chief underwriter in a variety of assigned tasks. + Supports Loan Processors effort in the documentation of each case. Additional Responsibilities Supports management as requested. Competencies + Expertise on required documents for eligibility and the regulations for all types of mortgage loans as; FHA, VA, Conventional-Conforming, Conventional Non-Conforming. + Mortgage Banking Industry regulations and procedures knowledge + Risk analysis and underwriting knowledge. + Expertise on required documents for eligibility and the regulations for all types of mortgage loans as; FHA, VA, Conventional-Conforming, Conventional Non-Conforming. + Mortgage Banking Industry regulations and procedures knowledge. + Risk analysis and underwriting knowledge communications skills. + Must write, speak, and comprehend Spanish and English languages. What You’ll Need + Project Management, Business Administration, Finance, Accounting, Law, or a related field. + Six to Seven (6-7) years of experience in Project Management, Accounting, Audit, Finance, Banking. + License and certifications: PMI (preferred). + Elevated Dashboarding and Presentation-making Skills in English and Spanish. + Knowledge in Banking and Risk Management. + Strong project management skills. + Strong communication skills, both written and verbal – English and Spanish. + Demonstrated analytical, decision-making, and effective problem-solving skills. + Proficient on Micro Soft Apps, Dashboarding Apps (Tableau, Power BI, other). EMPLOYMENT OPPORTUNITY EMPLOYER