Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

Credit Risk Portfolio Management for Blue Banner and SBSA Securitization assets. To produce monthly reporting information and packs and present same at various governance committees. Manage credit risk and related projects, and work with a team that is responsible for the health of the overall Home Services credit portfolio.  You will analyze consumer credit data in order to make informed credit, portfolio management, impairment model and portfolio risk appetite recommendations. Work closely with the impairment modelling team, to improve our current IFRS9 impairment model. Build and improve predictive rolling forecast and stress testing models. Building new reporting elements and reports. Inform payment strategies through detailed analytics. Consult with key stakeholders that have analytical requirements, whilst proactively seeking to optimize the portfolio reporting by identifying and implementing value adding solutions. Ongoing optimization and automation of reporting.

QualificationsCompleted MatricScience degrees (MSc, BSc, B Bus) in Mathematics, Stats, IT, Actuarial Science, Engineering, or Computer Science; or any other relevant qualificationAdvanced level of SAS or SQL; SAS Viya, Control M and/or Other Coding LanguagesAdvanced computer literacy skills with a high proficiency in MS Excel, Word and PowerPoint

Experience

4-6 years of experience in a modelling, reporting and analytical role

Additional Information

Behavioral Competencies

Adopting Practical ApproachesArticulating InformationDirecting PeopleDocumenting FactsEmpowering Individuals

Technical Competencies

Active ListeningComplianceContact Centre Customer Relationship ManagementData ComplianceData Quality