Saint Petersburg, FL, 33747, USA
20 days ago
Loan Specialist III
**Job Summary:** This role will provide a wide variety of loan administration, operation and technical support in collaboration with the Relationship Manager in the management of a Corporate Loan portfolio. Works on Corporate loans and assignments that are moderately complex in nature where judgment is required in resolving problems and making routine recommendations. **Essential Duties and Responsibilities:** + Set up, process, and monitor loan documents and loan files for corporate loan package completion. Maintains files with proper documentation for third-party review and prepares files for timely audits. + Orders credit verifications and third party services. + Performs pre-closing review of property, liability, and title insurance; order flood determinations and review flood insurance policies. + Tracks receipt of and reviews post closing legal documents. + Follows up on missing documentation. + Prepares compliance and accounting records and reports, as required by management and regulatory agencies. + Submits the final loan package to loan operations for funding and boarding. + Demonstrates compliance with all Bank regulations. + May lead the work of others and provide training in loan policies and procedures. + May coach and mentor others. + Performs other duties and responsibilities as assigned. **Knowledge of:** + Commercial Real Estate and C&I loan documentation is preferred. + Commercial Real Estate construction lending. + Corporate loan participations and syndication + Corporate credit agreements, loan closing process and procedures, lending policies, compliance and lending regulations + Advanced concepts, practices and procedures of commercial and retail loan documentation and processing. + Principles of banking and finance. + Corporate markets and products. + Multi-state real estate, closing, and title practices. + Federal and State lending laws. **Skill in:** + Preparing loan closing packages. + Preparing records and reports. + Proficient with Word and Excel + Operating standard office equipment and using required software applications. **Ability to:** + Interpret and apply policies. + Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment. + Communicate effectively, both orally and in writing. + Work independently as well as collaboratively within a team environment. + Lead others in handling stressful situations and providing a high level of customer service in a calm and professional manner. + Establish and maintain effective working relationships. + Maintain currency in loan processing policies and procedures.
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