Loan Specialist III
Raymond James Financial, Inc.
**Job Summary:**
This role will provide a wide variety of loan administration, operation and technical support in collaboration with the Relationship Manager in the management of a Corporate Loan portfolio. Works on Corporate loans and assignments that are moderately complex in nature where judgment is required in resolving problems and making routine recommendations.
**Essential Duties and Responsibilities:**
+ Set up, process, and monitor loan documents and loan files for corporate loan package completion. Maintains files with proper documentation for third-party review and prepares files for timely audits.
+ Orders credit verifications and third party services.
+ Performs pre-closing review of property, liability, and title insurance; order flood determinations and review flood insurance policies.
+ Tracks receipt of and reviews post closing legal documents.
+ Follows up on missing documentation.
+ Prepares compliance and accounting records and reports, as required by management and regulatory agencies.
+ Submits the final loan package to loan operations for funding and boarding.
+ Demonstrates compliance with all Bank regulations.
+ May lead the work of others and provide training in loan policies and procedures.
+ May coach and mentor others.
+ Performs other duties and responsibilities as assigned.
**Knowledge of:**
+ Commercial Real Estate and C&I loan documentation is preferred.
+ Commercial Real Estate construction lending.
+ Corporate loan participations and syndication
+ Corporate credit agreements, loan closing process and procedures, lending policies, compliance and lending regulations
+ Advanced concepts, practices and procedures of commercial and retail loan documentation and processing.
+ Principles of banking and finance.
+ Corporate markets and products.
+ Multi-state real estate, closing, and title practices.
+ Federal and State lending laws.
**Skill in:**
+ Preparing loan closing packages.
+ Preparing records and reports.
+ Proficient with Word and Excel
+ Operating standard office equipment and using required software applications.
**Ability to:**
+ Interpret and apply policies.
+ Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.
+ Communicate effectively, both orally and in writing.
+ Work independently as well as collaboratively within a team environment.
+ Lead others in handling stressful situations and providing a high level of customer service in a calm and professional manner.
+ Establish and maintain effective working relationships.
+ Maintain currency in loan processing policies and procedures.
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