Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.  This position is located in-office in Midvale, UT. 

The ideal candidate for the Loan Control Analyst will have the skills and experience necessary to:

·            Be responsible for interpreting and reviewing loans to determine compliance with company credit policy and lending standard operating procedures.

·            Make decisions and recommendations for approvals of loan under either bank or lending standards based on reviews.

·            Review and screen loan files for compliance and problems.

·            Prepare and analyze loan packages with respect to program guidelines and performs applicable due diligence to assure compliance.

·            Recommend procedures to maintain quality control aspects of lending practices.

·            Monitor and follow up on collateral documentation.

·            Review files subject to audits and remediate exceptions prior to audits.

·            Track and maintain audit exception reports.

·            Perform post-closing audit and review of loan files to assure compliance with Standard Operating Procedures.

·            Perform other duties as assigned.

Qualifications:

·       Requires a Bachelor’s degree in Finance, Business or a related field and 2+ years of experience with lending, familiarity with credit/compliance policies and procedures, loan analysis or other directly related experience.

·       Banking or Finance experience a plus.

·       Employs advanced knowledge as a generalist or specialist of lending, loan documentation, credit policies, lending regulations, requirements and audit/review procedures.

·       Must have strong analysis, problem resolution and auditing skills.

·       Requires excellent attention to detail.

·       Ability to work with lending staff to resolve review issues.

·       Exceptional communication and customer relations skills.

·       Knowledge of PC software to include Microsoft Office or similar software.

·       May lead or train other analysts.

Benefits:

·       Medical, Dental and Vision Insurance - START DAY ONE!

·       Life and Disability Insurance, Paid Parental Leave and Adoption Assistance

·       Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts

·       Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays

·       401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience

·       Salary Range – Depending on experience

                  o   $55,000-$75,000

·       Mental health benefits including coaching and therapy sessions

·       Tuition Reimbursement for qualifying employees

·       Employee Ambassador preferred banking products

·       Employees may, at the company’s discretion, be eligible to receive a cash bonus award