About this role:

Wells Fargo is seeking a Lead Credit Risk Officer. We are seeking highly motivated credit professionals to enable the rationalization and maintenance of wholesale credit policies, while:
•    Supporting line of business credit risk governance 
•    Complying with the Policy Management Policy
•    Ensuring a consistent credit risk profile
•    Ensuring credit professionals can easily understand and follow the requirements
•    Ensuring proper Line of Business implementation of, and adherence to, the wholesale credit policies

In this role, you will:

Rationalization:

Lead Roundtables, and serve as a subject matter expert, on specific lending topics

Understand, and clearly communicate, complex wholesale credit concepts

Build consensus for final approach on the topic

Write credit policies, with moderate oversight, so that it:

aligns with regulatory expectations

appropriately represents the bank’s risk appetite,

is clearly understood by all stakeholders (Credit Professionals and third-parties)

adheres to the Policy Management Policy.

Present policy topics to Group Senior Credit Officers (GSCOs) and Business-Aligned Chief Risk Officers in order to build consensus for WHSL Credit Policies

Identify legacy content for appropriate disposition, and coordinate with legacy content owners so implement new framework

Ensure proper Line of Business implementation of, and adherence to, wholesale credit policies

Business As Usual:

Ensure proactive management of existing credit policies, procedures, and supporting documents

Address needed Risk Governance edits within policies

Adherence to the Policy Management Policy

Identify improvement opportunities within policy, procedure, and surveillance

Ensure resolution of matters requiring attention from third party stakeholders

Provide accurate and timely answers to credit policy inquiries, from Credit Professionals and other stakeholders

Effective communication and partnership skills

Other Responsibilities may include:

Participate in recording, and content creation, of webcast supporting the quarterly WHSL Credit Policy Publications

Provide perspective and feedback on various surveillance programs, such as the Credit Policy Exception (CPE) Program

Write, and seek approval of, Compliance Summaries

Coordinate IRM Credit feedback for nCino programming (system of origination)

Regulatory requirement compliance/mapping to Credit Policy

Required Qualifications:

5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture

Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

Collaborate with business for oversight of risk management

Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics

Interact with internal and external customers

Receive direction from leaders

Posting Locations:

401 S Tryon Street, Charlotte, North Carolina

600 S 4th Street, Minneapolis, Minnesota

800 S Jordan Creek Pkwy, West Des Moines

401 Las Colinas Blvd W Bldg B, Irving, Texas

1150 W Washington Street, Tempe, Arizona

Job Expectations:

Ability to work at one of the approved locations in the job posting

This position is not eligible for Visa sponsorship

This position currently offers a hybrid schedule

Pay Range(s) (US Only) :

Minneapolis, Minnesota | Pay Range: 139,000.00 - 217,000.00 USD Annual

*Job posting may come down early due to volume of applicants.

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

$139,000.00 - $239,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursement

Posting End Date:

10 Aug 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.