Engage with business stakeholders to understand banking needs, business processes, and technical requirements. Translate business requirements into clear, actionable technical specifications for development teams. Analyze current systems and workflows, identify gaps, and recommend improvements to support business growth and operational efficiency. Work closely with technical teams to design and document IT solutions, ensuring alignment with business goals and compliance with industry regulations. Develop detailed functional specifications, user stories, use cases, and process flows. Create wireframes and mockups when necessary to help visualize new functionality. Ensure that all IT solutions comply with relevant banking regulations, industry standards, and security protocols. Support the identification and mitigation of potential risks to the business or IT systems, particularly regarding data security and privacy.