**Introduction** In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology **Your role and responsibilities** We are seeking an experienced professional to lead and manage real-time and batch payment processing systems, including RTGS, NEFT, IMPS, NACH, and SFMS. The ideal candidate will be responsible for overseeing operations, ensuring compliance, managing technology integrations, and enhancing payment efficiency **Required technical and professional expertise** * Payment System Management * Oversee the end-to-end processing of RTGS, NEFT, IMPS, NACH, and SFMS transactions. * Ensure smooth functioning of payment systems, handling escalations, and troubleshooting technical issues. * Work closely with banks, NPCI, RBI, and other regulatory bodies for updates and compliance requirements. * Ensure adherence to RBI guidelines, NPCI regulations, and cybersecurity protocols. Conduct periodic audits and risk assess **Preferred technical and professional experience** * None IBM is committed to creating a diverse environment and is proud to be an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, gender identity or expression, sexual orientation, national origin, caste, genetics, pregnancy, disability, neurodivergence, age, veteran status, or other characteristics. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.