Description As the Home Mortgage Underwriting Correspondent Specialist, you will perform pre purchase or post purchase underwriting reviews on selected conventional and/or FHA loan products, in accordance with the guidelines of the Citizens Correspondent Lending Division including Fannie Mae, Freddie Mac and FHA. This position will report to the VP of Pre-Purchase. Primary responsibilities include + Perform pre-purchase underwriting risk reviews on designated loans based on specific criteria. + Perform AUS data validation on the selected loans. + Assist the Auditors to resolve any pre-purchase issues, as needed. + Assist the Investor Suspense and Post purchase groups to resolve Loan salability issues. + Assist Underwriting Managers and Team Leads with additional tasks, as needed. Qualifications, Education, Certifications and/or Other Professional Credentials + Minimum 3-5 years mortgage experience in Underwriting or equivalent. + Must be familiar with automated underwriting systems including Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Prospector. + Maintain current understanding of all Citizens, Fannie Mae, Freddie Mac, FHA, DU and LPA guidelines and policies. + Working knowledge of MS Word, Excel, DU and LPA. + Must have excellent verbal and written communication skills. + Organized with keen attention to detail. + Able to multiple task. + Customer Service Driven. Ability to return all customer calls and emails within 2 hours on the same day as received. + Ability to work outside normal business hours, if needed. Hours & Work Schedule + Hours per Week: 40 + Work Schedule: Monday – Friday (this position is located and hybrid in the Irving, TX Office) Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. 08/29/2025