Job Summary

Job Description

What is the opportunity?

This position supports the High Net Worth/Tailored Lending team for the New York Credit Branch within US Wealth Management by facilitating loan closings and performing life of loan portfolio servicing for complex lending facilities and borrowing structures while providing best in class customer experience.

All responsibilities shall be carried out in accordance with the Code of Conduct, RBC Values and Guiding Principles ensuring compliance with the Privacy Principles.

What will you do?

Loan Closing - 20%

Perform pre-closing loan due diligence and ensure any pre-closing requirements are satisfiedWork closely with Lending team and Counsel to ensure loan documentation is accurate and reflects approved loan termsCoordinate loan closing and funding with Lending Team, Counsel and Loan Operations

Portfolio Management - 80%

Track and Manage all Affirmative and Negative Loan CovenantsPerform or Review periodic Loan Covenant TestingPerform or approve funding on existing portfolioFacilitate loan renewals, refinances and payoffs

What do you need to succeed?

Must-have

4 year advanced degree from accredited university in Finance, Accounting, Business or equivalent and / or related experience7+ years of commercial lending experience, preferably in documentation, underwriting or portfolio managementAbility to meet all work deadlinesExhibits High Level of Internal and External Client ServiceKnowledge of credit requirements and regulatory compliance for commercial and securities based lendingStrong PC skillset (Word/Excel/Outlook/Power Point)Ability to learn and adapt to in-house credit and other workflow systemsStrong interpersonal, verbal and written communication skills with all levels of management

Nice-to-have

Experience working with complex commercial loans and borrowing structuresExperience in portfolio management role to include analyzing financials and calculating financial performance ratiosExperience working with High Net Worth / Private Banking client baseDemonstrated collaboration skills, working in partnerships to create effective outcomesWell organized, detail oriented, and extremely accurate   Results Oriented by executing goals within timelines & acceptable risk levels

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicableLeaders who support your development through coaching and managing opportunitiesAbility to make a difference and lasting impactWork in a dynamic, collaborative, progressive, and high-performing teamFlexible work/life balance optionsOpportunities to do challenging workOpportunities to take on progressively greater accountabilities  Access to a variety of job opportunities across business

Job Skills

Business Credit, Funding, High Net Worth Individuals, Lending (Inactive), Loan Closings, Loan Documentation, Portfolio Management, Wealth Management

Additional Job Details

Address:

8081 ARCO CORPORATE DRIVE:RALEIGH

City:

Raleigh

Country:

United States of America

Work hours/week:

40

Employment Type:

Full time

Platform:

WEALTH MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-05-20

Application Deadline:

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.