Designing and curating the digital lending journey process of Airtel Thanks app which focusses on providing instant personal loans/Credit Cards to consumers across various areas like User Onboarding, KYC, Risk & Fraud checks, Loan Terms, Banking & Repayment setup etc.

Formulating Credit Risk policies, Fraud checks and control, pre-qualification parameters, user lender match and routing mechanism thereby ensuring a control on the quality flow

End to end development and testing of the solutions as per the requirements.

Monitor, maintain and improve all scorecards, policies and processes across portfolios and ensure its effectiveness

Deep dive into monthly business outputs for analyzing TTD mix, business conversions, early risk indicators with respect to various customer segments

Creating User Segmentation and profiling users based on several attributes for better understanding of different profiles and accordingly provide differential treatment and offerings to each bucket

Strengthening Risk Infrastructure system by conceptualization, designing variables and schema for setting up of bureau mart, application mart, loan performance data mart, etc.