At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. **Job Description** The Fraud Identity Evaluation Analyst will support identity fraud mitigation and vendor efficacy evaluations. This includes involvement in identification of fraud risks (1st Party, 3rd Party, Account Take Over and Account Origination), evaluation of potential risk mitigation solutions, and assessment of the financial impact for fraud and identity management controls. The role will be involved in creation of cost-benefit analysis that incorporates estimates for fraud loss reduction, operational expense, and revenue impacts. This role will be engaged with vendor management activities including invoice reconciliation, evaluate reasons for expense changes, and be the business line representative to assist the finance team in budget forecasting. The candidate will be a part of project teams supporting technical, process, strategic, analysis and operations functions. The role will assist in completing financial analysis to estimate the potential fraud reduction of new products, features, or controls. That also includes post-implementation validation of financial performance of fraud mitigation tools. Completion of process flows, determining utilization strategies, and creating analytically driven justifications compiled into executive presentations will be critical to success. The role will work closely with vendor management teams to assess impacts of proposed contracts, identify expense reduction opportunities, and forecast utilization changes. Identifying the key needs to support model risk governance policy and the ability to assist in securing approvals is required. Critical to the candidate’s success is strong SAS/SQL programming skills, and fraud domain expertise. The position relies on the individual to be an initiative-taker, results driven, comfortable preparing reports and presentations, working in situations of ambiguity and deliver effective communication. **Key Responsibilities** + Perform ad hoc analysis using SAS, SQL, R, Python, or similar programming language to tie data from multiple sources together and recommending opportunities for enhancements + Complete robust financial impact assessments and forecasting + Identify fraud mitigation opportunities and assess operational, procedural and revenue impacts + Engage in vendor contract evaluation, issue management, impact assessment, track and communicate outcomes + Track and monitor projects, data and metrics + Respond to unexpected events and findings + Adhere to team standards, compliance and regulatory items, passing all audits **Basic Qualifications** + Bachelor’s degree, or equivalent work experience + Typically 6+ years of applicable experience **Preferred Skills/Experience** + Thorough knowledge of departmental data sources, fraud risk, and operations management associated with the product lines + Strong analytical skills relative to financial management, cost benefit analysis, evaluating fraud prevention infrastructure and forecasting fraud loss trends + Strong project management skills + Effective verbal and written communication skills + Engage in root cause analysis + Proficient computer navigation skills using a variety of software packages including Microsoft Office applications and data analysis software ***** **_The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days._** ****We are hiring in the following locations:** + Tempe, AZ + Denver, CO + Minneapolis, MN + Charlotte, NC + Fargo, ND + Milwaukee, WI + Cincinnati, OH + Dallas, TX If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) . **Benefits:** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $105,400.00 - $124,000.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**