• Manage and administer FICO systems platform, including scorecard implementation, rules configuration, and system optimisation 

• Translate business requirements into FICO configurations, develop new decision strategies, and implement credit risk origination strategies 

• Utilise FICO's built-in testing capabilities to validate rule changes, scorecard implementations, and system configurations before deployment 

• Create and maintain reports to evaluate system performance, monitor scorecard effectiveness, and support champion/challenger testing strategies 

• Work closely with Risk, IT, and Business teams to enhance credit risk processes and ensure regulatory compliance 

• Interface with FICO technical teams and manage platform relationships to ensure Ford Credit requirements are met 

• Lead multiple large-scale projects within aggressive timelines, managing stakeholder expectations and delivering high-quality solutions 

• Identify opportunities to improve decision system effectiveness and efficiency within the automotive lending context 

• Engage and communicate effectively with project stakeholders and their teams to actively participate in key projects & initiatives

Desirable:

• FICO systems experience strongly preferred 

• Automotive finance or consumer lending background 

• Experience with regulatory compliance requirements (FCA, PRA guidelines) 

• Knowledge of Ford Credit or automotive manufacturer finance operations

• Previous experience transitioning from vendor-managed to in-house platforms 

• Champion/challenger testing methodology experience

Essential: 

• OVERALL 5+ years experience working with decision systems platforms (FICO systems, Provenir, SDS/PowerCurve, etc.) 

• Programming proficiency in Python, SAS, or SQL (multiple languages advantageous) 

• Advanced coding skills in R, Python, Java, or SQL 

• System testing expertise: Proficiency with testing capabilities within decision management platforms 

• STEM degree (Mathematics, Statistics, Computer Science, Engineering) or equivalent experience 

• Knowledge and understanding of analytical model development, credit bureau data, and financial services 

• Knowledge of lending landscape and various in-house and outsourced systems, applications & services used by Decision Systems 

• Strong analytical, problem-solving and organisational skills with attention to detail 

• Ability to work and adapt in fast-changing environment with tight delivery timelines 

• Ability to manage multiple large-scale projects 

• Strong verbal and written communication skills 

• Able to network and build strong relationships with internal and external peer groups