Entry Level Post-Loan Closer
Insight Global
This position is willing to pay between $45,000-$50,000 depending on experience and qualifications.
This is an entry level position and is fully on-site. No exceptions!
As a Post Closer, you will be responsible for the review and accuracy of closed loan files in accordance with required timeframes. Your detail-orientation and ability to manage resources will ensure you play a critical role in maintaining compliance and streamlining our business.
This position is responsible for all post- closing and loan shipping functions up to and including but not limited to following general activities. Timely advance of loans to Post-Closing, review / packaging / delivery / purchase of closed loan files in accordance with the applicable guidelines and within the required timeframes. This position is also responsible for the review/ packaging/ delivery of collateral files in accordance with the applicable guidelines and within the required timeframes and this position is also responsible for acknowledging receipt/ review/ delivery of final documentation in accordance with the applicable guidelines and within the required timeframes. This job is also responsible for the review and insuring of government loans and is responsible for agency edits.
The individual assigned to this position must, with or without reasonable accommodations, be able to perform the following essential functions:
1. Review conventional and government closed loan files as assigned for compliance with NVR, FNMA, FHA, VA, and/or USDA guidelines as applicable. The individual in this position is also responsible for the review and packaging of closed loan files assigned for delivery to individual private investors / housing authorities in order to identify any deficiencies which may delay purchase. Loans must be packaged in investor / authority order with any required transmittals and must be delivered on or before the submission deadline identified.
2. Notify the appropriate branch/CLC personnel of individual file deficiencies via the Loan Audit Suspense Report on loans reviewed each day. Respond to branch/CLC inquiries regarding missing / incomplete / incorrect documentation identified on individual loans reviewed. Acknowledge receipt of documentation submitted by branch offices/CLC in order to satisfy deficiencies identified in the system giving particular attention to items needed prior to purchase of the loan by the designated secondary market investor as applicable.
3. For each collateral package received, critical loan data must be verified. The packages must be reviewed to ensure that each complies with our warehouse specifications. Any missing / incomplete / incorrect documentation must be identified. Corrections must be made internally if possible or the respective branch office or the Centralized Loan Closing Supervisor must be notified of the problem.
4. Documentation contained in the collateral packages must be securely fastened in a legal size file folder. All packages received must be processed each day and sent to the Warehouse Bank via an overnight delivery service marked for priority service.
5. Assist with the administration of mailroom on a daily basis to ensure that packages and mail received have been distributed appropriately and to process the outgoing express mail deliveries each evening.
6. Assist the department by providing clerical support.
7. Update system to indicate outstanding final documentation still required on reviewed loans. Acknowledge receipt of final documentation received from branch offices, NVRSS, and Centralized Loan Closing each day. All mail received must be processed on the day it is received. Key loan data must be identified so that the documentation can be segregated for review/ delivery. Documentation must be reviewed in accordance with the specific secondary market investor's guidelines as well as within the department established timeframes.
8. Final documentation must be reviewed prior to investor delivery in accordance with NVR and the specific secondary market investor's guidelines. Requests for corrections must be accurately reflected in our system.
9. Properly package and deliver completed final documentation to the purchasing investor within their required timeframe.
10. Monitor the status of outstanding final documentation and reconcile investor reports as assigned
11. Review government closed loan files as assigned for compliance with NVR, FHA, VA, and/or USDA guidelines as applicable. The individual in this position is responsible for timely insuring of government loans.
12. Generate and distribute reports pertaining to government insuring loans daily.
13. The individual assigned to this position must be able to communicate with government agencies regarding deficiencies needed in order to insure the loan and be able resubmit the loans with the required documentation needed.
14. Review/completion of agency edits to confirm timely certification of loan pools.
15. Assign Post Closing documents properly.
16. Timely MI activation.
17. Ensure closing conditions are cleared and completed.
We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form. The EEOC "Know Your Rights" Poster is available here.
To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/ .
This is an entry level position and is fully on-site. No exceptions!
As a Post Closer, you will be responsible for the review and accuracy of closed loan files in accordance with required timeframes. Your detail-orientation and ability to manage resources will ensure you play a critical role in maintaining compliance and streamlining our business.
This position is responsible for all post- closing and loan shipping functions up to and including but not limited to following general activities. Timely advance of loans to Post-Closing, review / packaging / delivery / purchase of closed loan files in accordance with the applicable guidelines and within the required timeframes. This position is also responsible for the review/ packaging/ delivery of collateral files in accordance with the applicable guidelines and within the required timeframes and this position is also responsible for acknowledging receipt/ review/ delivery of final documentation in accordance with the applicable guidelines and within the required timeframes. This job is also responsible for the review and insuring of government loans and is responsible for agency edits.
The individual assigned to this position must, with or without reasonable accommodations, be able to perform the following essential functions:
1. Review conventional and government closed loan files as assigned for compliance with NVR, FNMA, FHA, VA, and/or USDA guidelines as applicable. The individual in this position is also responsible for the review and packaging of closed loan files assigned for delivery to individual private investors / housing authorities in order to identify any deficiencies which may delay purchase. Loans must be packaged in investor / authority order with any required transmittals and must be delivered on or before the submission deadline identified.
2. Notify the appropriate branch/CLC personnel of individual file deficiencies via the Loan Audit Suspense Report on loans reviewed each day. Respond to branch/CLC inquiries regarding missing / incomplete / incorrect documentation identified on individual loans reviewed. Acknowledge receipt of documentation submitted by branch offices/CLC in order to satisfy deficiencies identified in the system giving particular attention to items needed prior to purchase of the loan by the designated secondary market investor as applicable.
3. For each collateral package received, critical loan data must be verified. The packages must be reviewed to ensure that each complies with our warehouse specifications. Any missing / incomplete / incorrect documentation must be identified. Corrections must be made internally if possible or the respective branch office or the Centralized Loan Closing Supervisor must be notified of the problem.
4. Documentation contained in the collateral packages must be securely fastened in a legal size file folder. All packages received must be processed each day and sent to the Warehouse Bank via an overnight delivery service marked for priority service.
5. Assist with the administration of mailroom on a daily basis to ensure that packages and mail received have been distributed appropriately and to process the outgoing express mail deliveries each evening.
6. Assist the department by providing clerical support.
7. Update system to indicate outstanding final documentation still required on reviewed loans. Acknowledge receipt of final documentation received from branch offices, NVRSS, and Centralized Loan Closing each day. All mail received must be processed on the day it is received. Key loan data must be identified so that the documentation can be segregated for review/ delivery. Documentation must be reviewed in accordance with the specific secondary market investor's guidelines as well as within the department established timeframes.
8. Final documentation must be reviewed prior to investor delivery in accordance with NVR and the specific secondary market investor's guidelines. Requests for corrections must be accurately reflected in our system.
9. Properly package and deliver completed final documentation to the purchasing investor within their required timeframe.
10. Monitor the status of outstanding final documentation and reconcile investor reports as assigned
11. Review government closed loan files as assigned for compliance with NVR, FHA, VA, and/or USDA guidelines as applicable. The individual in this position is responsible for timely insuring of government loans.
12. Generate and distribute reports pertaining to government insuring loans daily.
13. The individual assigned to this position must be able to communicate with government agencies regarding deficiencies needed in order to insure the loan and be able resubmit the loans with the required documentation needed.
14. Review/completion of agency edits to confirm timely certification of loan pools.
15. Assign Post Closing documents properly.
16. Timely MI activation.
17. Ensure closing conditions are cleared and completed.
We are a company committed to creating inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity employer that believes everyone matters. Qualified candidates will receive consideration for employment opportunities without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, disability, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to Human Resources Request Form. The EEOC "Know Your Rights" Poster is available here.
To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy: https://insightglobal.com/workforce-privacy-policy/ .
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