The EMEA AML Investigations team is responsible for AML investigations across various lines of business working in partnership with colleagues in North America and Asia Compliance, EMEA in-country Compliance/GFCC teams and client-focused staff in the lines of business. With no two days being the same, you may find yourself investigating unusual and potentially suspicious activity brought to the team’s attention by virtue of escalations from the strategic transaction monitoring systems; referrals from other sources such as the business, law enforcement or other financial institutions; proactive investigations arising from self-generated leads; or from the firm’s Financial Intelligence Unit (FIU).

As an AML Investigations – Senior Associate / Associate within the EMEA Anti-Money Laundering (AML) Investigations team, you will become part of Global Financial Crimes Compliance (GFCC) within the wider Compliance, Conduct and Operational Risk (CCOR) organization at JP Morgan.

The role requires a level of independent decision making and judgment. You will work effectively with minimal supervision to align yourself and the team with responsibilities outlined by the function.

Job responsibilities

Undertakes client and company research using in-house databases and publicly available information to identify whether activity is unusual, and ultimately support the decision-making process regarding reporting to law enforcement

Escalates unusual activity and present cases to the weekly EMEA Financial Crimes Monitoring Committee (FCMC) meeting with relevant country Money Laundering Reporting Officers (MLROs)

Drafts Suspicious Activity Reports (“SARs”) for submission to law enforcement

Provides feedback and escalate issues identified from AML investigations into clients’ due diligence documentation and risk categorisation

Develops knowledge of criminal methods and AML typologies, applying these characteristics through interrogation of transaction data to identify unusual activity

Participates in proactive investigative projects in support of national, regional, or global priorities and initiatives, including engagement with external partners

Participates in ad hoc projects and enhanced reviews, including supporting regulatory enquiries and line of business Compliance

Required qualifications, capabilities, and skills

Experience in Anti-Money Laundering, particularly within Markets activity or Private Banking sectors

Knowledge of regulatory requirements and industry best practices related to AML in Markets and/or Private Banking

Investigative skills and an analytical mind-set, including proven problem-solving ability

The ability to prioritise competing demands; organise one's agenda; and work under pressure

The relationship management skills to deal with senior stakeholders and build partnerships with other departments

The ability to work in teams and the readiness to impart knowledge

Good oral and written communication skills

Intermediate to advanced proficiency in Excel, particularly experience in handling large volumes of quantitative data

Preferred qualifications, capabilities, and skills

Strong academic background or work achievements

Familiarity with financial instruments, trading activity and market operations

Understanding of private banking services, client profiles, and associated risks

Strong analytical skills with the ability to interpret complex financial data and identify unusual patterns or behaviours 

Ability to work collaboratively with cross-functional teams, including Compliance, Legal, and Front Office

Excellent communication skills, both written and verbal, with the ability to present findings clearly and concisely.