At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

      Drive liquidity enhancement projects forward by engaging with stakeholders across the company.       Drive communication in various bank governance committees, collaborate with second & third lines of defense, and support leaders in various dialogs and exams by regulatory bodies.        Perform analysis and review of liquidity assumptions, methodologies and processes for liquidity sources and uses for Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR) and Internal Liquidity Stress Testing (ILST). Support ongoing evolution and maintenance of the liquidity assumptions.      Analyze and interpret liquidity buffer (target), including key drivers and trend analysis.      Partner with the company’s bank legal entity management teams to craft and maintain liquidity related processes at regulated entities.          Support identification and management of data sources used for liquidity management, including data definition, data model management, coordination with central data office and management of changes in upstream data sources.      Support preparation of key committee materials and preparation of documentation.      Support analysis of new products and product changes to assess impact on liquidity metrics and reporting requirements.      Conduct the review, refresh and reporting of the concentration risk limits framework, early warning indicators and material non-US entity stress testing.      Work closely with Bank Legal Entity Management teams to provide SME support for LRM at regulated entities.      Maintain the company's LRM policy and supporting internal control group reviews and regulatory exams.

Minimum Qualifications: 

7+ years Finance/Treasury experience.  Analyze and interpret liquidity buffer (target), including key drivers and trend analysis. Excellent teamwork skills to collaborate closely effectively with internal and external business partners. Outstanding communication skills and ability to synthesize complex concepts for senior management. Ability to prioritize effectively and manage competing priorities effectively and drive results while meeting critical deadlines. An analytical approach coupled with strong process management skills and ability to drive improvements. Demonstrated experience in designing and implementing operational controls. Strong proficiency in Excel and PowerPoint required. Undergraduate degree in accounting, finance or related field.

Preferred Qualifications:

Proficiency in liquidity regulations (FR 2052a, LCR, NSFR, Liquidity Stress Testing) with hands on working experience. Experience with data analysis tools (e.g., SQL, Python, Tableau, PowerBI) Able to analyze large data sets and summarize results for management. Graduate degree.

Salary Range: $130,000.00 to $205,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries  Bonus incentives  6% Company Match on retirement savings plan  Free financial coaching and financial well-being support  Comprehensive medical, dental, vision, life insurance, and disability benefits  Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need  20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy  Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)  Free and confidential counseling support through our Healthy Minds program  Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.