The Capital Planning team is part of the Global Treasury organization and supports capital management activities across the firm. The team plays an in integral role in maintaining and updating the capital management framework, analyzing and advising on capital distribution strategies, including share repurchases and dividends, enterprise stress testing, capital adequacy monitoring and reporting, capital ratio analysis, regulatory capital, balance sheet forecasting, and the formation and execution of the annual capital plan.

The Director – Capital Planning will partner closely with Corporate Planning, Risk Finance, Controllership, Treasury, Tax, and other teams on capital and balance sheet related topics. The role will be heavily involved in monitoring regulatory capital ratios, assessing capital adequacy, capital distribution decisions, monthly forecasting, and company-wide stress testing exercises and ad-hoc analysis and projects.  Additionally, the Director will gain exposure to balance sheet and capital distribution strategies, interact with senior management, and lead a team of two high performing managers.

Responsibilities Include:

• Maintain and update capital model inclusive of capital distribution decisions related to share repurchases, dividends, etc.

• Perform regular forecasting of AXP balance sheet, risk weighted assets, capital position, and regulatory capital ratios

• Oversee capital adequacy assessment and regulatory capital ratio monitoring; communicate results to senior leadership

• Conduct stress testing of capital resources as part of the enterprise-wide Comprehensive Capital Analysis and Review (CCAR) exercise, file regulatory reports

• Lead the capital components of the Internal Capital Adequacy and Assessment Process (ICAAP), update the framework regularly and continuously improve processes

• Support subsidiary capital analytics and the governance of subsidiary capital transactions including capital infusions and dividends

• Support the Capital Management Committee (CMC). Coordinate CMC agenda topics, conduct meetings, and prepare material to be presented at the CMC, Asset Liability Committee (ALCO) and Board of Directors meetings  

• Oversee documentation related to capital activities including: the Capital Management Policy, Capital Transaction Forms, Capital Management Committee Charter, Process Risk Self-Assessment, and Standard Operating Procedures

• Provide consultative support to M&A deals, new product offerings, subsidiary stress testing, ad-hoc projects, and process improvement activities

• Stay abreast of the evolving regulatory landscape, perform scenario analysis as needed, and support regulatory advocacy efforts

Minimum Qualifications:

• 6+ years of relevant experience and a Bachelor's degree in Finance or related 

• Keen focus on operational excellence and attention to detail

• Solid understanding of balance sheet fundamentals and strategies

• Proactive in identifying trends and sharing new ideas

• Extensive experience with stakeholder engagement 

• Strong communication and presentation skills 

• High proficiency in Excel and PowerPoint

• Knowledge of Treasury subject matter domain and AXP financials

• Strong people leadership skills with experience managing a team

• Ability to synthesize complex data into coherent presentations for cross functional senior leaders

• Ability to drive and leverage relationships across the organization

• Strong sense of intellectual curiosity that will drive new and innovative ways of thinking about the company’s performance 

Preferred Qualifications:

• Knowledge of Basel capital rules helpful

• Master's Degree 

• Proficient in TM1 

Salary Range: $130,000.00 to $205,000.00 annually + bonus + equity (if applicable) + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries 

• Bonus incentives 

• 6% Company Match on retirement savings plan 

• Free financial coaching and financial well-being support 

• Comprehensive medical, dental, vision, life insurance, and disability benefits 

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 

• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy 

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) 

• Free and confidential counseling support through our Healthy Minds program 

• Career development and training opportunities