About this opportunity
At Meridian our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are.   

As a Decision Engine Analyst within the Credit Reporting & Analytics team, you will support and enhance automated decision-making processes through the development, implementation, and optimization of the credit decision engines and origination systems. In addition, your responsibilities will include contributing to the overall credit function in the areas of reporting and analytics, including development of effective risk reporting, key trending processes, and dashboards formats. You will be accountable for supporting the advancement of analytics, data management, and tools to contribute to the achievement of Meridian’s strategy, risk management appetite, regulatory guidance, and industry standards/best practices.

~ Turning Data into Information into Insight into Business Decisions ~

With strong analytical skills, you have an accountability to provide ongoing thought leadership and insights to the Senior Manager, Decision Engine & Loan Origination Systems, the Director, Credit Reporting & Analytics and the Chief Risk Officer in support of automated system decision making to ensure that the credit function’s analytical and data management approach, processes, and tools are appropriate and aligned to Meridian Credit Union strategy, risk management appetite, regulatory guidance, and industry standards/best practices.  The position will maintain system protocols by ensuring business owners are updating policies and procedures.

Key Responsibilities: 

The incumbent will assist in leading Meridian Retail Credit, Meridian Business Credit and Meridian OneCap Credit (with alignment to Delivery and Operations) for decision engine system enhancement and development with support towards software upgrades (Information Technology and Solutions Development).

The incumbent is responsible for gathering business requirements in support of projects, reporting and process improvements as well as participate in the planning, design and implementation of system solutions or enhancements that help keep internal tools and data flows up to date and across the organization. The role will be collaborating on the projects with process owners, key team members, IT and external partners to build a cohesive infrastructure of systems. The individual will establish and maintain communication channels with process owners, key team members and internal stakeholders to support data gathering and analysis.

The ideal candidate will be technically proficient, comfortable supporting all channels and lines of business (including Retail, Small Business and OneCap), and complimentary working groups (including Information Technology, Enterprise / Credit Analytics, etc.) and integrated tools and techniques (including decision engine matrices and algorithms). This role requires balancing day-to-day, hands-on systems maintenance, training, bug fixes, and small optimizations.

With strong analytical skills and knowledge of reporting systems, you will have an accountability to provide ongoing accurate and reconciled credit-based reporting extracts to support and enhance the decision-making process of Credit Management.  The Decision Engine Analyst’s function will support the advancement of analytics and data management, processes, and tools to contribute to the achievement of Meridian’s strategy, risk management appetite, regulatory guidance, and industry standards/best practices.

The position will be tasked to proactively propose recommendations to provide increased reporting capabilities to support all stakeholders and subsidiaries of the organization, including all lines of business and initiatives.  The successful candidate will contribute towards the enhancements to, or development of, existing or new risk processes, frameworks, and/or systems. Remains apprised of industry best practices, including: 

Interpreting data, analyzing results using statistical techniques Developing and implementing data analyses, data collection systems and other strategies that optimize statistical efficiency and quality Acquiring data from primary or secondary data sources and maintaining databases Filter and “clean” data by reviewing reports, extracts and performance indicators to locate and correct code problems Work with management/peers to prioritize business and information needs Locate and define new process improvement opportunities

In addition, this role will demonstrate effective communication skills, a talent for influencing without authority, and an ability to be a proactive internal consultant, adding value and insight to key stakeholders and management. Demonstrates an ability to present complicated reporting output in a concise and compelling manner, interpreting insights, as required, in a meaningful way to various level managers and partners. Leverages subject matter expertise to support the growth needs of Meridian, including:

Proven analytic skills, including mining, evaluation, analysis, and visualization Ability to analyze large datasets Strong verbal and written communication skills An analytical mind and inclination for problem-solving Technical writing experience in relevant areas, including queries, reports, and presentations Strong SQL and Excel skills with the ability to learn other analytic tools Practical experience in statistical analysis using statistical packages including Excel, Power BI and Python Proven success in a collaborative, team-oriented environment

 

Salary Range: CAD $60,000 – $75,000 annually

Compensation for this role is based on a combination of skills, experience, and internal equity. Candidates with stronger alignment to the role’s requirements may be placed higher within the range. Your recruiter will share more information about our total rewards package during the hiring process.

Office Location: 3330 Bloor Street West, Toronto OR 75 Corporate Park Drive, St. Catharines. This is a hybrid work opportunity.

Meridian has a remote work policy that allows flexibility for employees to work remotely but also requires a minimum of one day per week in the office for purposeful meetings to collaborate, innovate and build effective relationships with your team, your colleagues and your leader which is important to us.

What's in it for you?

We have an inclusive and collaborative working environment that encourages teamwork, creativity, curiosity, and celebrates success! We provide you with the tools and technology needed to delight your candidates and clients! You will get to work with and learn from diverse industry leaders and colleagues, who have hailed from top organizations. Hybrid work arrangements with in-person office time to collaborate, innovate and build relationships with your colleagues. This is not your typical "corporate" job. We work hard and we have fun!

Who we are:

Meridian is Ontario’s largest credit union, and second largest in Canada, helping to grow the lives of our more than 380,000 Members. Meridian has more than 80 years of banking history and is 100% owned by its members. With 87 retail branches and 15 Business Banking Centers across Ontario and $ 32B in assets under management, Meridian offers a full range of financial products and services to its retail, business banking and wealth members. With over 2200 employees and corporate offices located in Toronto and St. Catharines, Meridian has a track record of creating and delivering innovative new offerings and is committed to investing in the communities that we serve.  Our plan is to build on our momentum as we deliver on our purpose - helping our members achieve their best life. 

Find our story here: About Meridian

 

Experience the Difference!

Meridian committed to promoting an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to employing a workforce that reflects the diversity of our communities and Members in which we live and serve.

Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, or disability.

Please note that due to the volume of applications, only those under consideration will be contacted for an interview.

Thank you for your interest in Meridian Credit Union.

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