Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory (BCMA), Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS).

The Underwriter covers large and complex relationships within ASEAN (Thailand, Singapore, Malaysia, Vietnam, Philippines and Indonesia) being responsible for all underwriting activities, in partnership with Banking and Risk. This role reports directly to Asia Head for CRM Underwriting

KEY RESPONSIBILITIES:

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to:Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forumsDetailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resourcesReview and approval of Credit Approval Memos (CAM) packagesPartnering with Front Office on structuring and production of term sheet for new transactionsFacilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functionsSupport ICM Underwriting organization on strategic initiatives/projects as required

SPECIFIC RISK EXPERIENCE:

Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experienceExperience in and exposure to global credit risk management standardsAbility to understand capital markets products and complex financing and product structuresAbility to provide strategic insights and strong sensitivity to macro and regulatory issuesAble to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations

CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP:

Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitorsNavigates organizational complexity and breaks silosCreates and sustains a network of strong partnerships with the business in all segment & geographies and other risk functionsProvides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationshipsProven track record of partnering with global peers in leveraging and implementation of best practices

QUALIFICATIONS:

10+ years risk/risk-related credit work experience in banking/financial institutionsProven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external auditDemonstrates strong ethics and integrityAbility to see the ‘big picture’ in a complex environmentCan make decisions under pressure and short timelineExcellent verbal & written communication skills. Active listening skills.Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies

Education:

Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

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Job Family Group:

Risk Management

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Job Family:

Credit Decisions

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Time Type:

Full time

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