Calling all innovators – find your future at Fiserv.

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Credit/Risk Analyst

Recognize high risk patterns and compare alerting transactional activity to historical activity for the merchant, along with the merchant’s overall profile including tenure and depth of customer relationship, industry / products being sold, and card capture method.Determine whether the merchant is submitting potentially fraudulent transactions and requires immediate escalation (Fraud Risk).Determine whether the merchant’s activity has materially changed the Credit Risk exposure of the relationship compared to their originally approved business activity (Credit Risk).Perform research using internal Fiserv systems and reports to review merchant credit card transaction activity related to potentially high risk sales, refunds, authorizations, and chargebacks.Acts as the first line of defense for Funding Controls, restricting funding to merchants that require in-depth investigation, or releasing funding to the merchant if no material concerns are identified.Follows defined review processes to make an informed real-time decision to escalate the event for further investigation. Review and investigate merchant account transactional activity in order to evaluate financial risk exposures arising from potential credit and/or fraud risks, primarily related to small to medium sized business clients. Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to Fiserv and its partners.  Investigations include the gathering of data from various sources & systems and interpreting the data. 

A successful analyst must have the ability to work in a fast-paced environment and be able to make real time / accurate decisions.

Thank you for considering employment with Fiserv.  Please:

Apply using your legal nameComplete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Diversity and Inclusion:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. 

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

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