Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Credit Risk Analyst provides the financial, quantitative, and statistical analysis necessary to properly manage Regions credit risk. This position establishes the strong foundation of credit risk management. The individual will work within Regions risk framework to identify, measure, mitigate, monitor and report on consumer credit portfolios.

Primary Responsibilities

Conducts moderately complex identification, measurement, mitigation, monitoring, and reporting tasksDevelops periodic reports regarding company risk profileAnalyzes and comments on market and portfolioParticipates in the implementation of risk valuation modelsEvaluates, synthesizes, organizes, and interprets data and informationQuestions, examines, compares, and confirms resultsDevelops and presents recommendations in Microsoft PowerPointHighlights key changes in portfolios and potential causesDemonstrates effective application of policies and methodologiesManages multiple projects/prioritiesRemains well informed of regulatory and industry practicesBuilds on advance knowledge of the organization, processes, and customers

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. 

Requirements

Bachelor's degree in a related fieldThree (3) years directly related experience in consumer credit regulatory and compliance, underwriting or loan origination

Preferences

Big Data analysis experienceQuantitative skills

Skills and Competencies

Ability to research, analyze data, and derive factsAbility to work in a team environment when applicableAbility to work under pressure and meet deadlinesBasic knowledge of Consumer credit products, appropriate banking laws, regulatory, compliance, underwriting, loan origination and servicing systemsDeveloped relationship-building skillsGood analytical and problem-solving skills including attention to detailProficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)Strong technical skills, programming, and utilization of analytical toolsStrong oral, written and organizational skillsUnderstanding and utilization of statistical concepts

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$65,300.40 USD

Median:

$96,680.00 USD

Incentive Pay Plans:

This job is not incentive eligible.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time401K with Company MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location DetailsRiverchase Complex North Building

Location:Hoover, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.